

Shimene Willard
Branch Manager

We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loa...... Show More
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Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Shimene and her team went above and beyond to ensure a smooth buying process. I couldn't have picked a better mortgage lender. She always made sure I was aware of what was going on and was happy to answer any of my questions. I will be referring...
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Shimene's ability to listen to concerns and address them really quickly. She made me feel comfortable and explained what to expect in the home buying process. I wasnt given this level of care and attention in my first home purchase. She provided...
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made things smooth and easy and was a pleasure to work with!
Patience, consistent effort, and clear communication throughout the entire process.
It seemed like Mrs Willard made it a point to be concerned about EVERYTHING that might affect the closing of the deal which was something so new and out of the norm. She did an excellent job.
Super smooth process as well as prompt ans informative along the way!
Thank you so much for the help! Y'all are awesome!
Mrs Willard was amazing from the initial meeting where she helped us plan, walking us through the processes until the moment they handed us the keys!!
Shimene was very professional and always kept me informed and up to date during the process, she was always available and willing to answer my questions, I really felt she was working for my best interest. Also, the app makes everything so...
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Shimene knowledgable and reliable person. I am So thankful for all the help i get and got my mortgage loan from her.
Reply from Shimene Willard
October 5th, 2025 10:26 PM
I'm truly grateful for your feedback, Sana. Knowing that you found me knowledgeable and reliable means a lot, and I'm thankful for the opportunity to help you secure your mortgage loan. Please don't hesitate to reach out if you need any further...
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About
We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loan process focused on communication.
We offer a variety of loan options and our local mortgage team is ready to serve your home financing needs today and far into the future.
Equal Housing Lender
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate #01174642 and CA Department of Financial Protection and Innovation under the California Mortgage Lending Act.
Company NMLS: 79445 Company DRE: 01174642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Mortgage Refinance
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165
/850
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 220045
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445