

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Great service.
Reply from Erik Gross
February 13th, 2026 08:11 PM
I appreciate your positive feedback, James. It's rewarding to know that you found the service great. If there's anything more I can do for you, please don't hesitate to let me know.
They keep on top of things
Reply from Erik Gross
March 20th, 2026 01:41 PM
Glad that we were able to help, Gary. It was a pleasure helping you get into your new home.
Erik and his team made the mortgage process as stress-free as possible. They were incredibly responsive to all my questions and concerns. They gave me the sense of confidence that comes when you know the leading experts in their field are looking...
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Reply from Erik Gross
March 20th, 2026 01:43 PM
You were a pleasure to work with, Roger. Thank you very much for the great review. Please keep us in mind if you know anyone in need of our help.
Erik and his staff were thorough and efficiient. They took the time to explain every detail as many times as we needed to fully understand. We highly recommend their services!
Reply from Erik Gross
March 20th, 2026 01:44 PM
So happy for you Robin. I'm glad we were able to jump in and help you guys get into that beautiful new home. Please keep us in mind if you know anyone that may be in need of our help.
Erik and his staff were thorough and efficient. They took the time to explain every detail as many times as we needed to fully understand. We highly recommend their services!
Reply from Owner
April 29th, 2026 12:00 AM
So happy we could help. Thank you for your trust in our team. Please keep us in mind if you know anyone in need of our services.
Erik and his team were awesome and really stepped in to help get everything done. Erik explained things clearly and made the process easy, and Kristy was amazing to work with too. Everyone communicated so well, which made the whole experience...
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Reply from Erik Gross
December 20th, 2025 03:13 PM
So happy we could help, Brian. I appreciate the kind words. Please keep us in mind if you know of anyone in need of our services
Erik and his team jumped in and helped get our deal done seamlessly. Erik explained everything very thoroughly and made the entire process easy to understand. Kristy was also amazing—she was responsive, helpful, and great to work with. This...
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Reply from Erik Gross
December 20th, 2025 03:14 PM
So happy we could help, Tiffany. Enjoy your beautiful new home. Please pass along our info to anyone you know looking to buy or sell a home. Thanks.
Every member of Krik's team was professional and worked hard as a team to close on home sooner than expected!
Reply from Erik Gross
December 18th, 2025 03:20 PM
Always a pleasure to help you guys, Terry. Thanks for your continued trust in our team.
Erik and his team made my home buying process a breeze!
Reply from Erik Gross
December 15th, 2025 02:14 PM
So happy we could help, Cola. We are very excited for you getting into that beautiful new home. Please keep us in mind if you know anyone in need of our services. Thanks.
Friendly, professional, trustworthy and great to work with .
Reply from Erik Gross
December 13th, 2025 11:39 PM
So happy we could help you guys save some money, Jason. We appreciate your continued trust in our team. Please keep us in mind if you know anyone in need of our help. THanks.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.