Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Erik made this whole process a fast and a very communicativ. Erik and his team were on top of everythin, very patient and very friendl. I was very nervous when we came to him but he gave us assurance that he would make it happen and he did!...
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Reply from Erik Gross
December 5th, 2025 04:59 PM
Thank you so much for the kind words. It was a pleasure helping you and Damon get into that beautiful new home. Please keep us in mind if you know anyone in need of our help. Thanks.
Communiction with Erik and his team.
Reply from Erik Gross
December 1st, 2025 04:18 PM
Thank you Damon. So happy we could jump in and help you guys get to the finish line. Please keep us in mind if you know anyone in need of our services.
Truly grateful for everything!!
Reply from Erik Gross
December 1st, 2025 04:18 PM
So happy we could help, Serina. It's always a pleasure working with you guys. Congratulations.
for
Lonny Coffey
Lonny consistently goes the extra mile, and that’s exactly why I’ve stayed with him and his team for years. He’s reliable, attentive, and always makes sure things get done the right way. I’m grateful to know him and happy to continue doing...
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Erik and has team , in conjunction with our realtor made our first time home buying experience extremely easy and stress free. Erik was very informative about different options and selecting one that suited us best. Great communication and...
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Reply from Erik Gross
December 1st, 2025 04:19 PM
Thank you for the kind review, Ryan. We are so happy and THANKFUL that you guys chose us to help you get into your first home. Please let us know if you know anyone in need of our help in the future.
Erik was responsive, friendly and helpful! He answered any question we had which helped us feel more confident in the home buying process. Great experience for us as first time homebuyers!
Reply from Erik Gross
November 5th, 2025 01:26 AM
Thank you for the kind words, Kelsey. It was a pleasure working with you and Ryan to get you into that beautiful new home. Please keep me in mind if you know anyone in need of our services.
Great experience!
Reply from Erik Gross
October 28th, 2025 04:05 PM
Thank you Quin and congratulations on the beautiful home.
thank you for your help and patience on getting it done
Reply from Erik Gross
October 18th, 2025 01:20 PM
It was our pleasure, Pablo...glad we could help you again. Please keep us in mind if you know anyone in need of our help. Thanks.
I had just started a 3 week vacation when the seller's accepted my original offer and so when the flood gates openned with all this time sensitive forms and paperwork I need to sign online Erik Gross and his staff me helped every step of the...
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Reply from Erik Gross
October 14th, 2025 06:45 PM
Thank you for the kind words, Henry. It was a pleasure working with you. I know your house hunt was a LONG process and we are so happy to have been able to help you get into the right one.
Constant comuication from all team members. Willingness for the team to work around our schedule.
Reply from Erik Gross
October 4th, 2025 02:15 PM
It was an absolute pleasure helping y'all get into your new home. Congratulations again. Please let me know if you know anyone in need of our help. Thanks.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.