Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Did a great job!
Reply from Erik Gross
March 16th, 2026 02:57 PM
Thank you, Cindy, for your positive feedback. It's great to hear that you were satisfied with the job done. If there's anything more I can assist you with in the future, please let me know.
I was referred to Erik by my realtor. From the beginning Erik was very responsive, informative and transparent in how the process works. He and his team guided us through each step of the process and delivered support when we needed it. I would...
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Reply from Erik Gross
March 13th, 2026 01:18 PM
I appreciate your kind words and recommendation, John. It's rewarding to know that my responsiveness and clarity throughout the process made a positive impact. I'm glad my team and I could guide you effectively. If you have any further questions...
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Erik was very easy to work with.
Reply from Erik Gross
March 20th, 2026 01:40 PM
Happy that we could help and thank you for the kind review. Please think of us if you know anyone in need of help purchasing or refinancing a home.
Erik was responsive and helpful
Reply from Erik Gross
March 9th, 2026 07:21 PM
I'm pleased to know that you found my responsiveness and assistance valuable, Angela. If there's anything else you need or any further questions, feel free to reach out at any time.
Eric was great to work with. By far the easiest refinance I’ve done (twice). I will definitely be using his services again if rates drop even lower!
Reply from Owner
May 4th, 2026 07:57 PM
Always a pleasure working with you guys, Kaleb. Thanks for your continued trust in our team.
Eric and Brandi have been so quick and efficient through both of our refi's. They take the stress out of a normally hectic process. Will be using them again if rates drop more!
Reply from Erik Gross
March 3rd, 2026 08:47 PM
It's great to know that both Brandi and I were able to make your refinancing experiences less stressful, Kaleb. We aim to maintain efficiency and responsiveness throughout the process. If you decide to move forward with another refi in the...
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Communication and understanding
Reply from Erik Gross
March 2nd, 2026 07:50 PM
I'm glad to hear that you appreciated the communication and understanding, Todd. If there's anything more you need or any questions you have, I’m here to help.
Eric, was amazing. Avaliable to us whenever needed anwsers. Explained things us for us to understand. Eric made the process easier to deal with. Very thankful to have Eric and his team with us every step of the of this process.
Reply from Erik Gross
February 25th, 2026 02:16 PM
It's wonderful to hear that you found my support helpful throughout the process, Anthony. I’m glad I could provide explanations and answers when needed, making things easier for you. If there's anything else you require assistance with, please...
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Easy and very communicative thank you!
Reply from Erik Gross
February 24th, 2026 07:05 PM
I'm pleased to hear that you found the process easy and communicative, Elizabeth. Thank you for sharing your experience. If you need any further assistance, feel free to get in touch.
Erik and his team were great to work with! They answered all our questions and were very responsiv. we could not have asked for a better experience when buying our first home!
Reply from Erik Gross
February 13th, 2026 04:21 PM
I'm glad to hear that you had a positive experience working with us while buying your first home, Kailey. Your kind words about how responsive and helpful we were in answering your questions truly mean a lot. If you ever need further assistance...
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.