Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
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closed
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Erik and his team member, Amanda, were truly phenomenal. We were buying from out of state and our previous lender was unaware that TX was a community property state until well into the process which caused issues. After speaking with Erik,...
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Reply from Owner
April 29th, 2026 12:00 AM
So happy we could help. Thank you for your trust in our team. Please keep us in mind if you know anyone in need of our services.
Erik and his team member, Amanda, were truy phenomenal. We were buying from out of state and our previous lender was unaware that TX was a community property state until well into the process which caused issues. After speaking with Erik, my...
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Reply from Erik Gross
April 10th, 2026 12:47 PM
Thank you for the kind words, Brittani. We are soooo happy that we could jump in and help you guys become our newest Texans....WELCOME!! Please keep us in mind if you know anyone in need of our help.
Erik, has always been extremly helpful in explaining things and easy to communicate with.
Reply from Erik Gross
April 10th, 2026 12:47 PM
Thanks for your continued trust in our team. Its always a pleasure working with you guys. Congratulations on your beautiful new home.
for
Lonny Coffey
Lonny was easy to talk to, and made me feel comfortable about buying a home.
Reply from Lonny Coffey
March 30th, 2026 04:03 PM
I'm pleased to hear that you felt comfortable throughout the home-buying process, Jeffery. It was great working with you to find the right home. If you have any more questions or need further assistance, feel free to reach out. Best wishes...
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It was a stress free process . Erik explained everything clearly and promptly .
Reply from Erik Gross
March 20th, 2026 03:38 PM
So happy we could help, Melissa. Thank you for your trust in our team.
Great team, excellent communication, and quality service! Blessing to you & yours!!
Reply from Erik Gross
March 20th, 2026 01:38 PM
Thank you very much for the great review, David. It was a pleasure helping. Congratulations again on your beautiful home.
The communication between your team and us during the process made this a smooth transition. We are truly grateful for your guidance.
Reply from Erik Gross
March 20th, 2026 01:38 PM
So happy that we could help, Sandra. Enjoy your beautiful new home.
Erik and team did a great job
Reply from Erik Gross
March 20th, 2026 01:39 PM
Thank you Jacob. Please keep us in mind if you know anyone in need of our services.
The communication between the team and us was great. We felt we were in great hands. Eric and team were very knowledgeable and precise on the numbers and advice given.
Reply from Erik Gross
March 20th, 2026 01:39 PM
I'm so happy that we could step in and help you guys get into your beautiful home. Thank you for your trust in our team. Please keep us in mind if you have any friends/family that we could help.
Working with Erick and T was very pleasant. They were great in communication and kept us in the loop the entire time. Also, the response time was amazing. Our process went amazing. We were more than prepared to come closing time. They did a...
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Reply from Owner
April 29th, 2026 12:00 AM
So happy we could help. Thank you for your trust in our team. Please keep us in mind if you know anyone in need of our services.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.