Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We worked with Erik on purchasing our home from out of state. He and his team made everything so easy and explained everything to us up front so we knew exactly where we were in the process. Working with them was a great experience and we would...
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We were out of state buyers and we were worried about not being close to our agent and lender. Erik completely eased all of our worries. He communicated so throughly that we always felt informed and up to date with the process. He let us know...
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Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the great review and welcome to Texas.
Erik made everything very easy and followed up any time I missed an email that needed to be signed.
Reply from Erik Gross
December 9th, 2024 08:33 PM
So happy for you guys Chase. Thanks for helping to make my job easy. Please keep me in mind if you know anyone in need of our services
Mark Cloud was always professional and was always available for my calls and questions. He worked very hard to get us the best rates we could get. He made the whole experience seem very easy and I was always very comfortable with the recommendations...
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Paul Greer
Paul was great! Professional and helpful throughout the process
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Excellent Customer service, Deanna will provide you details explanation about the loan and rate, and top of everything she respect the time. my loan was close in no time
Thank you
Reply from Deanna Adams
July 29th, 2024 09:30 PM
Hi Ketan, thanks for the great review! It's such a compliment to have my repeat customers take time to fill these out. Much appreciated!
Thank you for the smooth process!
Mark went above and beyond. Answered the phone 100% of the time, communicated every step of the way and never left me with questions. I felt confident the entire time. Not to mention, he attended closing for me when I couldn't make it. Seamless....
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Overall process was smooth and all parties involved were very helpful and responsive
Reply from Deanna Adams
July 29th, 2024 09:30 PM
Thanks Gonzo, I've got you on my radar with the rates come back down. Hope all is well with you guys,
Erik and his team are truly unbelievable. They go above and beyond to make sure the process is smooth and easy. I see now why they are considered the best!
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.