

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
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Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Mark Cloud did an outstanding job of getting our loan over all the bumps that came up during our process. I would recommend him to anyone looking for help with a housing loan or refinance.
Erik and his team kept us up to date every step of the way. I’m was so impressed with how the process went and how organized they are. They made it so easy for us to sign documents and never made me feel silly for asking questions. Communication...
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Reply from Erik Gross
December 9th, 2024 08:33 PM
You guys were amazing to work with....wish all of our clients were as responsive as you were. The home is amazing...congrats. Thanks for the great review
Paul was amazing through the whole process!! He was knowledgeable, professional and helpful at all times!! Thanks so much, Paul!
Paul keeps the lines of communication open with the clients and the agents. He thinks out of the box when necessary. He goes above and beyond to help agents get their client’s offers accepted.
Erik & his team are simply the very best at what they do. They had me approved and clear to close with in two weeks. I couldn't be more happy with the service they provide. Thank you Erik for everything.
Reply from Erik Gross
December 9th, 2024 08:33 PM
ALWAYS love working with you Nick. Thank you very much for the great review
Everything went smoothly. Thank you.
Reply from Erik Gross
December 9th, 2024 08:33 PM
So glad we were able to help Micah. Congratulations and thank you for a great review
The level of communication throughout the process was impressive. I had a million questions about the process, Erik and the team answered every one of them with patience. Plus, the numbers were straight forward and the closing process was easy....
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Reply from Erik Gross
December 9th, 2024 08:33 PM
You guys were great to work with and it was a pleasure to serve. Please keep us in mind if you know anyone in need of our services.
Erik was fantastic and he is great at what he does.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the great review Shawn. Please let me know if there is anyone we can help.
Erik made the process easy and understandable, and provided prompt responses and professional service!
Teamwork made the dream work!
Reply from Erik Gross
December 9th, 2024 08:33 PM
You were amazing to work with Karin....I wish all of our clients were as responsive as you were. Thank you for the great review and please keep me in mind if you know anyone in need of our services
371–380 of 1807
About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.