Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
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closed
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9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Erik is a very responsive and knowledgeable professional who was informative, patient, helpful and kind throughout the entire process of my obtaining a home loan. Erik was very expeditious in getting information I needed to make the best decisions...
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Erik does a great job and was very responsive. His team had the paperwork completed early for an timely closing and was flexible when asked. I highly recommend Erik for any home financing you might need.Jonathan
Reply from Owner
October 30th, 2015 12:00 AM
Jonathan - Thank you for taking the time to give us a review. You were a pleasure to work for and I hope you will think of us if you are ever in need of our services again.
We've worked with Erik for years on a number of loan products. When it came time to for closing. The package was always there. Very thorough and simple process for getting a mortgage or refi. Would highly recommend.
Worked with Erik on several occasions and he is always professional, courteous and easy to deal with. I highly recommend him for lending in the Dallas Fort Worth area or for those who have recently move from out of the area.
I highly recommend Erik Gross, he's a reliable, honest and professional loan agent. His experience in this industry will serve you well! He has successfully assisted a number of our networking team! I highly recommend him!!
Erik is the quintessential professional, while still being personable and caring. I've known him for five years and he's excellent at what he does. I highly recommend him for your mortgage needs and will use him for our next transaction.
Erik is the quintessential professional, while still being personable and caring. I've known him for five years and he's excellent at what he does. I highly recommend him for your mortgage needs and will use him for our next transaction.
I cannot say enough about working with Erik and Premier Lending. Erik was always available if we had any questions, he also kept us informed throughout the home buying process. My husband and I were confident and secure with Erik on our side...
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This is my second purchase through Erik and Brandi and they are hands down the best! They are always available for questions, and they are there every step of the way, and beyond! They are still in touch, reminding me to file for my homestead...
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This is my second purchase through Erik and Brandi and they are hands down the best! They are always available for questions, and they are there every step of the way, and beyond! They are still in touch, reminding me to file for my homestead...
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.