

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
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Business Hours
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closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Erik provides exceptional service and is without a doubt the best in the business! He has handled several loans and closings for me and my family and excels at communication, customer service and knowledge. You will not find anyone else that...
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I highly recommend Erik Gross and his team. Erik and his team were fantastic in getting me approved for my home loan. Hands down the best experience I’ve ever had. (This was my fourth home purchase). I truly appreciate the time Erik set aside...
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Erik and his entire team were excellent! They really went above and beyond to answer all of our questions, and help us anyway they could. I highly recommend Erik to anyone who wants kind, personal attention from a very knowledgeable team.
The entire team excellent. I recently refinanced 4 properties...complicated deal but they handled everything perfectly. Thank you for all your help. Will definitely recommend Erik Gross & team.
Erik and Brandi Gross at Premier Nationwide Lending are wonderful to work with. They went above and beyond to get us closed in less than a month. It's rare to find a lender you can trust these days and Erik and Brandi are definitely that. We...
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Erik always had answers to questions and solutions to problems. As interest rates began to climb Erik was providing suggestions to secure the best rate. It could not have been a better experience.
This was the second time I used Erik. My original home buying experience went so smoothly that I used him for my refi. Both the purchase and subsequent refi were very easy and automated. Erik was very responsive to every email, phone call,...
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The loan process was very easy and automated. Erik was very responsive to every email, phone call, and text message. He answered every question I had, as well as, offered some helpful suggestions that I ultimately used.
Erik and everyone in his office was pleasant to work with, answered calls immediately, followed up to be sure we were OK and managed to put a home loan together at a great rate in 21 days from first call to keys in hand.
Working with Erik and Brandi and their staff to secure our home loan could not have been a simpler process. We met with Erik in his office at the onset and he was very thorough in explaining our options -- sometimes explaining more than once...
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Reply from Owner
October 30th, 2015 12:00 AM
Jenifer - Thank you very much for the kind words. I am so happy that we were able to help you with the financing on your home. Let us know if there is anything we can do to help you.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.