Lower Mortgage - Richardson, TX

Richardson, TX

4.97

(1,807)

Mortgage

Mortgage Loan Officer

Contact Info

(817) 975-5274

Richardson, TX

https://www.lower.com

Location & Business Hours

Business Hours

Sun

closed

Mon

9 AM to 5 PM

Tues

9 AM to 5 PM

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4.97

(1,807)

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Erik is an awesome guy and an even better lending officer. He and his team were able to get my wife and I to close within as little time as a month. We closed right on schedule. Never once did I feel forgotten and they were always very patient...

Terrible experience. Don't use Ginger Smith and especially don't use Kristy Harris. Awful and very unprofessional. I will never tell anyone to use this company and no matter what they tell you it's a lie.

My wife and I decided to explore our options when our lease was up on our apartment. Erik Gross was highly recommended to us by our Realtor. He was able to get us approved for a conventional loan right in the price range we were aiming for,...

Erik Gross - Lower Mortgage (Hurst, TX) has received a review with 5 star rating from Eli

Very professional and very responsive I did this out of state and he was on top on everything keeping me posted along the way. Will use him for my refinance I'm the future

Erik is very professional and made us feel very confident in the services he provides. I would definitely recommend him to anyone seeking a world class service with a smile. Compassion goes a long way in his line of work so if you're looking...

Erik Gross and his team were great! My wife and I are first time home buyers, so we had so many questions and had no idea what was considered a good deal or great rates. Erik was able to take our budget and turn it into very doable numbers....

Erik provides exceptional service and is without a doubt the best in the business! He has handled several loans and closings for me and my family and excels at communication, customer service and knowledge. You will not find anyone else that...

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About

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

Conventional/JUMBO/FHA/USD/VA loans

Time Zone

Central Standard Time (CST)

Disclaimer

© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.