Orlando, FL
Orlando, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Susie was incredible. She was not only prompt, kind, and professional in all communications, but was able to walk me through buying my first home with ease. She gave me confidence in the process and kept it simple for me. I cannot express just...
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Reply from Susie Carlton | Loan Originator | E...
December 30th, 2025 02:05 PM
Nick, it was so nice meeting you and your Dad at the closing! It's wonderful to hear that you had such a positive experience while purchasing your first home! You were truly a pleasure to assist! Building your confidence in buying a home is...
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for
Orlando
Susie was incredible. She was not only prompt, kind, and professional in all communications, but was able to walk me through buying my first home with ease. She gave me confidence in the process and kept it simple for me. I cannot express just...
read more
Reply from Owner
January 26th, 2026 12:00 AM
Nick, thank you for the wonderful review! It was such a pleasure assisting you with your first home purchase, and I’m happy to hear you were pleased with our service to you. It was also nice meeting you at the closing. I hope you’re getting...
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Susie and her team is very responsive ,helpful, and generous. She will help you with every step along the way within her field and even has great advice on other expertise as well. 10/10 service
Reply from Susie Carlton | Loan Originator | E...
December 29th, 2025 01:52 PM
Wow, Kris, thank you for the wonderful review! I'm glad to hear you found my team's responsiveness and assistance helpful throughout the process. It was so wonderful to assist you and Sam with your first home purchase! Thank you for your positive...
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for
Orlando
Susie and her team is very responsive ,helpful, and generous. She will help you with every step along the way within her field and even has great advice on other expertise as well. 10/10 service
Reply from Owner
January 26th, 2026 12:00 AM
Kris, it was such a pleasure assisting you and Sam with your first home purchase! Thank you for taking the time to write this wonderful review! I hope you’re getting settled into your home. Know that I’m always here for you and happy to assist...
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for
Orlando
5 Gold Stars for certain for Susie Carlton. She is professional, efficient and honest. Her team is very supportive and they respond quickly to any request. Highly recommemd
Reply from Owner
December 26th, 2025 12:00 AM
Thank you so much for the wonderful recommendation, Barb! You are a true professional and I am so thankful to have you as a Realtor partner in my business. I look forward to future transactions with you and your clients!
From the start, Susie and her team were very responsive in all communication. Our timeline was short from beginning to end. We couldn't be happier on our rate.
Reply from Susie Carlton | Loan Originator | E...
November 25th, 2025 10:00 PM
Patty, thank you for the wonderful review! It was a pleasure working with you and Robert. Thank you for trusting me and my team at Element Home Loans. If you need anything in the future, I'm here to help! Wishing you both a Happy Thanksgiving!...
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Always a pleasure dealing with Suzie Carlton and her staff. Very professional and easy to work with during this process.
Reply from Susie Carlton | Loan Originator | E...
November 23rd, 2025 06:28 PM
Bettina, I appreciate your kind words about my team and me! I love working with you and Chuck and appreciated your patience through the process. It’s great to know that the experience was smooth and professional for you. Thank you for choosing...
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for
Orlando
Even dealing with a house in a Life Estate Suzie and her team were professional and thorough with this process.
Reply from Owner
November 26th, 2025 12:00 AM
Thank you for the great review, Bettina! It was a pleasure working with you and Chuck again. I’m so happy we were able to work through and close in your Life Estate. I appreciate your business and am always here for you and anyone you know!...
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Pleasant and respectful people.
Reply from Susie Carlton | Loan Originator | E...
November 18th, 2025 02:10 PM
Fran, thank you for taking the time to share your experience. I'm pleased to hear that you found our team pleasant and respectful. It was a pleasure working with you on your home financing. Enjoy your new home!
Kept us informed on all related matters Professional and positive
Reply from Susie Carlton
November 18th, 2025 02:10 PM
Dan, I appreciate your feedback and am glad to hear you felt informed and supported throughout the process. It’s important to me that you had a positive and professional experience. Thank you for allowing me to assist with your home loan needs...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.