Mission Valley, San Diego, CA
San Diego, CA
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
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Reviews from Web
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Joel was communicativr and helpful throughout .
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Availability and straight talk.
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Joel was very informative and kept us apprised throughout the process . As a first-time homebuyer, I appreciated his willingness to find solutions to make our expedited situation both feasible and cost-saving.
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Mission Valley
Mission Valley has received a review with 5 star rating from Michael B
I have the utmost confidence in James and his team. They are professional, yet personable, and stay on top of every detail before and during a transaction. I knew I could trust James with this particular high net worth client specifically because...
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Reply from James S. Carmody
September 15th, 2025 05:25 PM
Thank you for your kind words Dan! It was a pleasure guiding your client through the process. I deeply appreciate the trust you place in my team and am excited to work with you again soon!
The team communicated well and pushed to have everything done early So we could close on time.
Reply from James S. Carmody
June 30th, 2025 09:58 PM
Thank you for your kind review, Brad! I deeply appreciate you taking the time out of your day to write us these kind words. Your feedback means the world to us, and it was an absolute pleasure guiding you through this process. My team and I...
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The team is very professional.
Reply from Carmody Team
June 30th, 2025 10:03 PM
Thank you, Essy! It’s always a pleasure working with you. I truly appreciate your professionalism and the trust you place in me. Your business means the world. I’m always here to support you and your clients in any way I can!
Professional, detail-oriented, timely service, friendly
Reply from Carmody Team
June 30th, 2025 10:05 PM
Thank you for your kind words, Majid! It was an honor to walk you through this process. I truly appreciate the trust you placed in my team and me. We're always here to support you and your loved ones moving forward.
We felt like you were there every step of the way. This wasn't easy for you as we had to stop and restart our housing search a couple times and resubmit info
Reply from James S. Carmody
June 16th, 2025 03:40 PM
Thank you for your kind review Aaron! It was a pleasure helping you through this exciting process. I am always here as a resource for you and your loved ones moving forward!
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Joel was very responsive and was able to find a loan that met our needs and close quickly
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235