

Mission Valley, San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We had an excellent experience working with Eric throughout the purchase of our new home. From the very beginning Eric was Professional, knowledgeable, and patient in answering all of my questions. The entire process was explained clearly,...
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Everything
First time homebuyers, they were great about answering a myriad of questions about the process and what to expect.
Reply from James S. Carmody
October 9th, 2025 04:04 PM
Thank you David! It was an honor to help guide you through this process. I love educating first time homebuyers, it is truly one of my favorite aspects of my job. If you have any questions or need anything moving forward, I am always a phone...
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Open communication and very responsive.
Reply from James S. Carmody
October 8th, 2025 06:06 PM
Thank you for your feedback, John. I deeply appreciate you taking the time to write us a review. It was a pleasure and honor to guide you this process. Congratulations on your new property! If there is anything my team and I can do for you...
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It was simple
no fuss
Reply from Carmody Team
October 8th, 2025 06:15 PM
Thank you for your review Andy. It was an honor to assist you through this process. If you have any questions or concerns moving forward we are always here to help!
James and his team made the whole process smooth and stress-free. I felt like they were in my corner the entire time. I’m so thankful for how easy they made everything
Reply from James S. Carmody
October 3rd, 2025 05:46 PM
Thank you for your kind review Darin. I am glad we were able to get you great terms in today's volatile market. Congratulations on your new home! If we can do anything for you or your loved ones moving forward, we would be honored to be of...
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As a first time homebuyer, Chris took his time to explain everything to me in a way that was very digestible and easy to understand. He made sure to give me all the details I needed to make an informed decision on my own. I really appreciated...
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Rhett and his team are simply the best. They guided us through the mortgage process with clarity, patience, and consistent communication. At every step, we knew exactly where we stood and what was coming next. The team was always two steps...
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James was great!!!
Reply from James S. Carmody
October 3rd, 2025 05:46 PM
Thank you Carlos! It was an absolute pleasure guiding you through this process. If you have any questions moving forward, I am always a phone call away.
Responsiveness to questions, timeliness of action items and keeping us on track.
Reply from James S. Carmody
September 25th, 2025 06:11 PM
Thank you for taking the time to write this kind review Natalie. It was an honor to help guide you through this process. Congratulations on your new home! If there is anything my team and I can do moving forward for you and your loved ones...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235