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Luminate Home Loans - Dover, NH
Dover, NH

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Steve stayed in contact with me and was always immediately responsive!
Scott was always available for any question. Shared knowledge and always looked out for our best interest.
Reply from Scott Mertens
September 22nd, 2026 02:55 PM
Thanks, Michael! I really appreciate you trusting me throughout the process. Congrats on the new home!
Scott was great to work with throughout the entire mortgage process. He was responsive, easy to communicate with, and always willing to explain things clearly whenever I had questions. He made the process feel much less stressful and kept everything...
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Reply from Scott Mertens
September 22nd, 2026 02:49 PM
Tommy, thank you! I really appreciate all the kind words and am glad I could help make the process a little easier. It was a pleasure working with you, and I hope you’re loving your new home!
Steve is the best loan specialist i have worked with and I would recommend him to anyone looking for a capable loan specialist.
Steve is always there no matter the problem or question that I needed answered. He always made sure that things went smoothly and even when they were not going smoothly he made the necessary changes to get things back on track. Steve even went...
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⭐⭐⭐⭐⭐As a REALTOR®, I've had the pleasure of working with Scott on a recent transaction, and he was outstanding from start to finish. He was consistently responsive, communicative, and proactive, keeping everyone informed throughout the process....
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Reply from Scott Mertens
September 21st, 2026 09:35 PM
Thank you so much, Heidi! I appreciate you taking the time to write such a thoughtful review. Looking forward to working together again!
Steves Steve's knowledge of the product and willingness to work outside the box.
Scott made the impossible happen! All parties were very happy with Scott and his team.
Reply from Scott Mertens
September 21st, 2026 09:31 PM
Thank you, Michael! We hit a few bumps along the road, but we stayed focused and got the job done. I'm excited for you and wish you many happy years in your new home!
Steve was very easy to work with! He kept me apprised throughout the whole process and always took the time to explain things in detail. This was my first time buying a home and had I know it was this easy I may have bought a long time ago!...
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Shawn was friendly and easy to work with. The website allowed me to quickly sign documents. If I had questions shawn caled me right back and answered everything. Thank yu for the great expierence.
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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