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Luminate Home Loans - Dover, NH
Dover, NH

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Shawn provided excellent communication and and was always available for questions. He was able to quickly solve problems as they came up and ultimately got my buyers to the closing table. Would highly recommend him to buyers.
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Reply from Shawn Green
May 20th, 2026 04:07 PM
Thank you Alisa for taking the time to write the review.
Look forward to working with you again with the next client.
Easy to work with and friendly team..
Reply from Scott Mertens
June 2nd, 2026 02:56 PM
Thanks, Ralph! It means a lot to hear that our team made a positive impact. We appreciate your trust and are excited for this next chapter for you!
Scott was fabulous to work with - a problem solver who made sure we closed on time!
Reply from Scott Mertens
June 2nd, 2026 02:55 PM
Thanks so much, Kate! It was a pleasure working with you and helping you get to the closing table. Now comes the fun part—making the house your home!
Scott was on top of everything. We were a difficult case and he found us real options and solutions!
Reply from Scott Mertens
June 2nd, 2026 02:54 PM
Thanks so much, Jennifer! Not every loan follows a straight path, but I appreciate your patience and teamwork throughout the process. Congratulations on reaching this exciting milestone!
Scott Murtens and Luminate got my difficult loan approved and funded on time with all the communication you could ask for.
Scott was always optimistic, explored multiple avenues to get our difficult situation funded, kept us informed along the way, worked while he was on vacation and ultimately got us funded in time to close on our original closing date.
Reply from Scott Mertens
June 2nd, 2026 02:52 PM
Thanks, Mitchell! Helping great clients is worth checking a few emails from vacation. Congratulations on your new home, and thank you for trusting me throughout the process!
Scott was very helpful through out the whole loan process. He was patient and kind and answered all of our questions and concerns. Would highly recommend working with Scott for a mortgage.
Reply from Owner
June 2nd, 2026 02:49 PM
Thank you for the kind words Lori! I'm grateful I could be part of your home-buying journey and help make the process a little easier. Congratulations on your new home!
Scott was very easy to work with and patient with our many questions! Very professional too.
Scott Mertens has received a review with 5 star rating from Ravi P
If not for Scott I wouldn't have a home of my own right now. Thank you so much Scott !! It was a pleasure to have you on our team.
Reply from Scott Mertens
June 2nd, 2026 02:48 PM
Thanks, Ravi! It was great working with you, and I'm glad I could help make everything go smoothly. I appreciate your trust and hope you're loving your new home!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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