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Luminate Home Loans - Dover, NH
Dover, NH
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott Mertens has received a review with 5 star rating from Nick L
Scott will have our business as long as he wants to have it. Exceptionally communicative, exceptionally timely, exceptionally diligent. In addition to being the kind of person anyone SHOULD use, he is the kind of person anyone would WANT to...
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Reply from Scott Mertens
September 22nd, 2026 03:05 PM
Thank you, Nick! I truly appreciate the kind words and everything you and Jenna shared about your experience. It was great working with you two, and I’m grateful I had the opportunity to help!
Saying working with Scott was a pleasure would be an understatement. We had such confidence throughout our home buying process because of Scott. He is extremely knowledgeable, responsive, understanding, welcoming and friendly. I have nothing...
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We had a great experience working with Shawn. He helped us find the best mortgage program for our needs and guided us through the entire process with professionalism and patience.
We could not have asked for a better person to work with. Scott was responsive, helpful, and kind. He took the time to go through countless things with us, big or small, that we didnt have experience with being first time home buyers. He gave...
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Reply from Scott Mertens
September 22nd, 2026 03:03 PM
Thanks, Jenna! Buying your first home can feel like a lot, so I’m glad I could help make the process a little easier! It was a pleasure woprking with you guys. Congratulations!
The communication and friendly personalities of the staff. Closing day felt so easy because of Scott and his team. We trusted them and things could not have gone more smoothly.
Reply from Scott Mertens
September 22nd, 2026 03:00 PM
Thank you, Nichole! I’m happy we could all help make the process a little easier for you. Congratulations on the new home!
He did everything that I needed as a first time home Buyer. he went above and beyond to make sure I understood things and even went out of his way to make sure things went properly.
He did everything that I needed as a first time home. Buyer, he went above and beyond to make sure I understood things and even went out of his way to make sure things went properly.
Working with Scott Mertens was an outstanding experience from start to finish. He was always clear in his communication, responsive to my questions, and took the time to explain every step of the process in a way that was easy to understand....
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Reply from Scott Mertens
September 22nd, 2026 02:58 PM
Thanks so much, Kati! This means a lot to me, and I really appreciate you taking the time to share your experience. I’m glad we were able to make the process a positive one and get you into your new home!
Scott is great, and extremely knowledgeable/helpful
Reply from Scott Mertens
September 22nd, 2026 02:56 PM
Thanks so much, Garrett! It was great working with you, and I really appreciate the kind words!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Pacific Standard Time (PST)
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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