Luminate Bank - Smithtown, NY

First compliment rich is very polite and has a great sense of humor. Made me feel very comfortable when dealing with the stress of my refi. He has a great knowledge of the process and is readily available to take calls for questions as well...

Rich was very helpful and made the process quick and easy. Some loan officers are quick to get you started and then disappear when you have questions. Rich was always quick with a response to our questions and made us feel like we were important...

Buying a home can be a tedious experience but Richard made the experience a memorable and pleasant one. The support and understanding I received was great. He held my hand through the process and give good advice. He was always available to...

He is the most experienced person I have ever worked with,he is also one of the only people I have met in a long time that is willing to always do the right thing for the client all the times ,He made sure we were getting the best rates for...

Richard made this whole process fast and easy.He was very good at keeping us informed on all the info and answered all our questions. Will recommend to family and friends. Thanks Again Rich

From the out set Rich Sciarrone was a true professional, he has the knowledge, perseverance and creativity that is is crucial to be an effective mortgage broker. He was a pleasure to work with, his organizational skills along with his demeanor...

I am extremely grateful to Richard for all his help getting me a loan. Richard went beyond my expectations .he made the process seem easy when other mortgage companies gave me a hard time .He is very professional, Knowledgeable , honest, very...

Michael Campites were extremely knowledgable, personable, and helpful. I would work with him again in the future, and I would recommend him to my friends and family.

Rich is an expert in his field. We had a great experience with getting our loan as first time home buyers. I would definitely recommend his services to anyone who is looking for a trustworthy, reliable person who will walk you through step-by-step...

I found Mike and his associates to be extremly knowledgeable, friendly, accommodating, and most important to me honest. I already have reccomended him to friends of mine and they had the same experience as i did.