Luminate Bank - Smithtown, NY

I've used Rich for 2 refi's when the rates came down. He knows what to do and how to get it done. Constant contact throughout the entire process as I don't like to chase people. Closing papers were completed at my place, quick and easy. I've...

Mike Campites was very responsive to our inquiries and has a tremendous amount of expertise in this area! He followed up to ensure the loan was successful and the supported us in every way necessary.

Mike was a tremendous help to me throughout the financing process. Others in the mortgage business should take a page from his book. He is extremely knowledgeable, organized, sets the correct expectation, made himself readily available, and...

Mike was a tremendous help to me throughout the financing process. Others in the mortgage business should take a page from his book. He is extremely knowledgeable, organized, sets the correct expectation, made himself readily available, and...

It was a pleasure working with Michael Campites. Quick and easy process . I have already referred family and friends because I was so happy with his service.He made sure the appropriate steps were explained and reviewed before each step. I...

I am delighted to compose this review about Richard Sciarrone. He is the consummate professional and has made a financial difference in my life. When I met Richard I was in a bad situation. Two mortgages at outrageous rates. Richard was able...

My husband and I just recently closed on our house a few weeks ago and Rich was by our side through the entire process. Any hour of the day, even on his vacation, he answered my calls, texts, and emails with efficiency and ease. We had been...

I am not usually one to post reviews, as I consider my experiences personal and personalized to me. However, I had to make a point to post this review of my positive experiences related to my refinance process with Silver Bay Lending; specifically...

With the passing of my dad a year ago my mom and I were worried about keeping up with mortgage payments. We spoke to various banks that would charge us application fees and then tell us they can lower the mortgage by $200-300 tops. The process...

Outstanding and Professional describes Mike and his ability to get things done!