Luminate Bank - Smithtown, NY

Michael went above and beyond our expectations. He was always available immediately to answer any questions we had and worked with us to make the process as easy as possible. Highly recommend him!!!!!!

Michael was a pleasure to work with throughout the mortgage process when we purchased our home. His communication with my wife and I was on-point at all times, which in turn made for a very smooth closing. In addition, he was very active in...

Hands down the most pleasant business relationship I have ever had. The knowledge, speed and thoroughness of my experience was excellent . The staff was friendly and helpful with all stages of the refinancing process.

I gave Michael five stars for the following reasons:As a first time buyer the mortgage process can be overwhelming. Michael was patient and courteous, he explained the process and the different products they offer along with the pro's and con's...

I gave Michael five stars for the following reasons:As a first time buyer the mortgage process can be overwhelming. Michael was patient and courteous, he explained the process and the different products they offer along with the pro's and con's...

I went to other mortgage companies and they told me I didn't qualify for the price range I was looking for. I call Rich and now I have my investment property I always wanted

I had a great experience with Michael and his team! They were extremely transparent and delivered what they said they would. I would highly recommend him for a new purchase, refinance, or home equity loan.

Mr. Campites was a pleasure to work with. He was very knowledgable and really took the time to explain the mortgage process with us. The transaction was fast and flawless! Thank you!!

We had such a wonderful experience refinancing with Mike Campites. He couldn't have made the process any easier for us. Mike is professional, personable and down to earth. He was able to answer any/all of our questions each they arose, and...

Mike did whatever was necessary to get the deal closed even when the closing date was moved up significantly. He even came to my closing to ensure that all was running smoothly.