

Michael Campites
Mortgage Branch Manager | NMLS# 160086

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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This was my first time working with Mike and I can honestly say it was a very smooth process ! Mike was very responsive since the beginning and was always able to answer any questions I had! He worked great alongside my attorney and my real...
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Reply from Michael Campites
July 23rd, 2026 01:27 PM
Thank you Crystal! I hope you are settling in to your new home!
Mike was very helpful and made the process very easy
Great communication
Reply from Michael Campites
July 2nd, 2026 01:56 PM
Thank you Ryan, best of luck in your new home!
Michael was very helpful and communicative throughout the process.
Reply from Michael Campites
April 17th, 2026 03:49 PM
Thank you Virginia!
Michael was extremely professional and helpful from start to finish.
Reply from Michael Campites
March 30th, 2026 02:25 PM
Thank you Sarah! Enjoy the new home!
My Professional Mike was execelt guilded us through the whole process
Reply from Michael Campites
March 30th, 2026 02:25 PM
Thank you Rob, enjoy your new property!
Michael was fantastic to work with. As first-time home buyers, we had a lot of questions, and he was always attentive, helpful, and kind. He took the time to explain everything clearly and was available whenever we needed him. His guidance...
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Reply from Michael Campites
March 11th, 2026 01:27 PM
Appreciate the kind words!
We had a wonderful experience working with Michael. He was patient, kind, and took the time to educate us on every step of the process. His support and guidance made the entire experience so much easier. Highly recommend!
Reply from Michael Campites
March 10th, 2026 01:11 PM
Was a pleasure working with you guys as well!
Working with Michael was such a great experience. He was patient, kind, and took the time to walk us through every step of the process so we really understood what was happening. He never made us feel pressured and always made sure we were...
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Michael was an absolute pleasure to work with throughout our mortgage process. He was professional, attentive, and truly took the time to listen to our needs and answer every question along the way. His guidance made the entire experience smooth,...
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Reply from Michael Campites
January 19th, 2026 05:56 PM
Appreciate your feedback!
Great people, seamless process
Reply from Michael Campites
January 19th, 2026 05:56 PM
Thank you!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Free mortgage consultation
New Home Buyers
Refinance
VA loans
FHA loans
Conventional, FHA, VA, Non-QM, all types of mortgages
203-K, Reverse SONYMA
DSCR
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Positions
- NJ Lenders Corp/Silver Bay Lending - Branch ManagerMay 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 160086
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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