Luminate Bank - Smithtown, NY's Cover Image
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Luminate Bank - Smithtown, NY

Smithtown, NY
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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Mortgage
Mortgage Loan Officer
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Contact Info
(973) 890-0005
Smithtown, NY
https://www.njlenders.com
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Reviews from Web
  • for
    Richard Sciarrone
    Encompass
    C
    Cristine G
    ISLIP, NY
    Posted on September 28th, 2026 12:45 PM
    Working with Rich is always a pleasure. He takes the time to understand our needs and offer the best solution. He's also very thorough and patient in explaining everything to make sure we fully understand all our options.
  • for
    Richard Sciarrone
    Encompass
    J
    Javier A A
    MASPETH, NY
    Posted on September 26th, 2026 08:32 PM
    Thanks for everything
  • for
    Richard Sciarrone
    Encompass
    D
    Daniel C
    SHOREHAM, VT
    Posted on September 23rd, 2026 12:23 PM
    Painless, quick and easy, and Rich was a pleasure to deal with
  • for
    Gregg Marks
    Encompass
    L
    Laura E T
    Smithtown, NY
    Posted on September 16th, 2026 10:42 PM
    Easiest process ever!
    Reply from Gregg Marks
    September 17th, 2026 12:40 AM
    Glad you felt that way. We try and make the mortgage process as simple as possible. Thank you for being so quick with everything throughout the process. It really helps us move quick and easy.
  • for
    Richard Sciarrone
    Encompass
    S
    Susan C
    SHOREHAM, VT
    Posted on September 13th, 2026 10:13 PM
    Rich, he made it great! Walked us through everything, and was so patient with us.
  • for
    Richard Sciarrone
    Encompass
    L
    Luis R
    YONKERS, NY
    Posted on September 10th, 2026 12:24 PM
    Richard is great! Very knowledgeable when it comes to all your mortgage needs. I highly recommend him !
  • for
    Richard Sciarrone
    Encompass
    S
    Sukhwant K
    RIVER EDGE, NJ
    Posted on September 8th, 2026 04:33 PM
    there for the service or help, when I
  • for
    Richard Sciarrone
    Encompass
    B
    Benny G
    MOUNT VERNON, NY
    Posted on September 4th, 2026 07:08 PM
    Richard was extremely helpful throughout the entire process. He was knowledgeable, responsive, and made everything easy to understand. I truly appreciate his professionalism and would highly recommend him!
  • for
    Richard Sciarrone
    Encompass
    R
    Richard D B
    MELVILLE, NY
    Posted on September 1st, 2026 02:08 PM
    Ease of application process. Communication was on point!
  • for
    Gregg Marks
    Encompass
    S
    Samantha B
    KINGS PARK, NY
    Posted on August 31st, 2026 01:08 PM
    Kindness, professionalism, fast response
    Reply from Gregg Marks
    August 31st, 2026 03:20 PM
    It was a pleasure working with both you and John. Congratulations on your new home. Thank you for trusting me with your financing needs. Please don't hesitate to reach out anytime with any questions.
    • 1–10 of 1363
    About
    At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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