Lower Mortgage - Orlando, FL
Orlando, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Patrick was recommended to us by our realtor, Chris Winn of Keller Williams. Knowing that Mr. Winn is very customer-service oriented, I knew that whomever he recommended would be top-notch. Patrick was no exception. He helped us through the...
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Reply from Owner
May 16th, 2017 12:00 AM
Working with a lender who answers all of your questions and puts you at ease is irreplaceable. We are happy to hear you would recommend Patrick to others planning to purchase or refinance a home. Thank you so much for your kind review, we hope...
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Working with Waterstone was easy and pretty efficient. I used a special type of bond program that Waterstone is certified to process. Everything was pretty clear to me and they were able to answer any questions I had pertaining to the loan....
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Reply from Owner
June 13th, 2017 12:00 AM
We are very happy your mortgage process experience with Patrick was clear and smooth! Congratulations on your refinance!
Todd and his team are just awesome. This was my first time buying a home so I was very unsure of what to expect and had a million questions. Todd and his team answered every single one. I never waited more than an hour for any answers. Even...
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Todd and his team are just awesome. This was my first time buying a home so I was very unsure of what to expect and had a million questions. Todd and his team answered every single one. I never waited more than an hour for any answers. Even...
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Reply from Owner
March 14th, 2017 12:00 AM
Wow! Thank you so much for sharing your story! We are so pleased to hear about your amazing first home purchase with Todd and his team. We pride ourselves in providing excellent customer service and a quick loan process. Don't be a stranger!...
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Patrick is extremely knowledgeable and always professional. Applying for a mortgage can be a stressful thing, but working with Patrick helped the process go very smoothly. I was always confident in his advice and he definitely went the extra...
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Reply from Owner
December 21st, 2016 12:00 AM
Thanks for working with our experienced loan professional, Patrick. We are happy to know that your mortgage process was stress-free and smooth sailing. It is important to not only find that perfect loan officer for your mortgage, but also that...
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I worked with Patrick and the Waterstone team for approximately 5 months. Patrick and his team did an excellent job throughout the process. We had several deals fall thru due to unforeseen circumstances but Patrick continued to stand beside...
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Reply from Owner
December 19th, 2016 12:00 AM
We are thrilled to know that Patrick stood by you during the ups and downs of the homebuying process. To know that you successfully closed on the right house for you and your family means that we did our job -- but we are never finished! We...
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Could not of been any happier with Todd. He was knowledgeable and patient as we went through several different types of loans and scenarios to determine what was the best one for me. Todd was always timely with communication whether it was...
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Patrick did an excellent job setting my expectations and worked diligently from beginning to end. The communication throughout the process was superb. I appreciate the team going the extra mile to ensure I received exactly what I wanted. The...
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Patrick went above and beyond to explain all the options available to me as a first time home buyer. He answered all my questions during the lending process in a timely and professional manner. Working with Patrick and the Waterstone group...
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Patrick is not only knowledgeable and easy to talk with, but he also kept constant communication on "the next steps" to my home buying experience. I placed complete trust in him for this entire experience and he more than exceeded my expectations...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.