Lower Mortgage - Orlando, Orlando, FL
Orlando, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
All of the information was organized and explained clearly. Also everything was completed very timely. We would definitely work with Todd and his team again.
Reply from Todd Manley Richards
May 28th, 2026 08:37 PM
Thank you, Michael. I'm glad to hear that the information was clear and everything was completed in a timely manner. I look forward to the opportunity to work with you and your team again in the future.
Very communicative and quick responses to questions with answers that were understandable and thorough. Also sent friendly reminders to finish paperwork on time which was great with my busy schedule
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Efficiency
Reply from Kevin Murphy
May 28th, 2026 04:40 PM
Ashton, I appreciate your positive feedback on efficiency. It's great to know that my efforts to streamline the process made a difference for you. If there's anything else I can help with, feel free to reach out.
Todd and Gina made the process very easy from start to finish.
Reply from Todd Manley Richards
May 26th, 2026 02:49 PM
I'm pleased to hear that Gina and I could make the process easy for you, Ashley. If there's anything else you need or any questions arise, please feel free to reach out.
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The knowledge provided throughout the process. Looking out for the buyer's best interest. For example, phishing email awareness or that I don't need to purchase a copy of my deed.
Reply from Kevin Murphy
May 5th, 2026 03:49 PM
Tracey, I'm pleased to know that the knowledge and guidance I provided were helpful to you during the process. It's important to me to look out for my clients' best interests, including sharing tips like email awareness and avoiding unnecessary...
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The communication was clear and quick. The turnaround was amazing. Also he was always available for any and all questions we had during our process.
Reply from Patrick Srichaiyan
April 20th, 2026 02:17 PM
Thank you so much for the kind words! I’m really glad I could make the process smooth and be there whenever you needed help. It was a pleasure working with you, and I truly appreciate you trusting me along the way. If you ever have questions...
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The communication was clear, prompt, and consistent from start to finish. The turnaround time was impressive, and Patrick was always available to answer any questions we had along the way. He made us feel completely comfortable asking anything,...
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Our loan closed in less than 30 days due to the expertise of our loan officer, Kevin Murphy.
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Kevin and Gina were always available and willing to answer any questions or concerns, thay made what can easily be a stressful process go as smoothly as possible, highly recommend.
Reply from Kevin Murphy
April 20th, 2026 04:42 PM
Eduardo, I'm glad to know that you found the process smooth and that Gina and I were able to assist with your questions and concerns. Your recommendation means a lot to me. If you ever have more questions, please don't hesitate to reach out....
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Timely responses were appreciated, as we were hoping to close on our new home quickly. Todd explained the steps in our first phone call and we felt well taken care of. We recommended him and Lower to relatives moving to our area.
Reply from Todd Manley Richards
March 30th, 2026 12:51 PM
Thanks Laurie, glad we could help!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.
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