Lower Mortgage - Orlando, FL
Orlando, FL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
My lender was very responsive, helpful, prompt, and provided great service. I would definitely recommmend him to other homebuyers, and would use his services again should I purchase another home.
Reply from Owner
October 19th, 2017 12:00 AM
Thank you. We are glad to hear you found Todd to be so helpful during the purchase of your home.
Todd was on top of things from the beginning. I appreciated that I rarely needed to reach out to him because he was proactively reaching out to me throughout the entire process. When I did have a question, he was very responsive.
Reply from Owner
October 19th, 2017 12:00 AM
Proactive communication is so important throughout the mortgage process. We are happy you had a great experience working with Todd and we hope to work with you again in the future!
Patrick was so helpful along the way. He made things easy to understand and was always there ready and willing to answer any questions and provide insight. I would definitely recommend that you use Patrick for your lending needs!
Reply from Owner
September 25th, 2017 12:00 AM
Thank you. We are glad to hear Patrick was so helpful and available to answer questions you had during the mortgage process. Congratulations on your new home!
Patrick went above and beyond to help us purchase our first home. From finding us the best financing for us to the super fast closing; he made it as smooth as possible. He was also quick to respond to all questions we had along the way.
Reply from Owner
August 17th, 2017 12:00 AM
Wow, thank you for your review! We're so happy to hear that Patrick helped you become a homeowner with a quick, smooth lending process. Congratulations on your new home - we hope to see you soon!
Patrick and his team did an outstanding job. Very proficient and proactive in their process. They made sure to have all documents handled well before the closing date, there was no last minute scrambling to get things done. We never had any...
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Reply from Owner
August 7th, 2017 12:00 AM
Thank you for your review! Efficiency and organization are key when it comes to the lending process. We're so glad that Patrick was proactive in helping you close your loan. We look forward to working with you again in the future!
Todd Richards is a great! He worked with us every step of the way. He kept us informed and always followed through with keeping lines of communication open and responding to our concerns in a timely manner.
Reply from Owner
June 29th, 2017 12:00 AM
Thank you for your review! We are thrilled that Todd was able to facilitate a smooth lending process for you. Open communication and quick responses can make such a difference. We hope to see you soon!
Working with Patrick and Waterstone Mortgage was a very pleasant experience. They were quick and thorough! Our loan process was extremely smooth. The customer service was impeccable!
Reply from Owner
June 28th, 2017 12:00 AM
Great customer service goes a long way! We are so happy to hear that you had a quick and simple lending process with the help of Patrick and his team. Thank you for your review, and congratulations on your new home!
Patrick with Waterstone was wonderful. He always responded to my emails, calls in a very prompt manner. He was helpful, very pleasant! Great experience if you can consider the numerous documents needed in closing on a home. He made everything...
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Reply from Owner
June 13th, 2017 12:00 AM
Wow, what an awesome review, Jackie! Thank you very much for your kind words about Patrick and Waterstone Mortgage. We are happy to know your experience was such a success and that Patrick provided you with all of the tools to purchase your...
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Todd Richards@Waterstone Mortgage is the ultimate professional. He has superb business acumen. Todd also responds to inquiries in a very timely manner. I highly recommend Todd to anyone seeking a great home buying experience. Thank you Todd...
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Todd made buying our first home so easy and stress free! He was extremely informative and he was always available to us when we had questions. My husband Jon and I would definitely recommend working with Todd!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.