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Lower - Orange Beach, AL
Orange Beach, AL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Mike was very patient with me, as I was indecisive on selecting a home. He was very knowledgeable and thoroughly explained every step to me along the way.
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Mr. Carey and his exceptional staff are the very best. My family truly appreciate all of his hard work and dedication to our needs. I fully endorse them and would highly recommend them to anyone. If you are looking for superior customer service...
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This was an incredibly smooth & painless process! We actually began over 1 yr ago, & although we were not able to putchase a home then, due to regulatory guidelines, Mike advised us on how to prepare for when the time was right for us. Once...
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Mike was very professional, personable, and a pleasure to work with. Questions were answered in a way we could understand, and we felt like he was on top of all our needs and any developments with our mortgage throughout the entire process....
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Reply from Owner
March 2nd, 2016 12:00 AM
Thanks, Greg. You and Allison were great!
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After a horrible experience with another lender, I was referred to Mike by our insurance agent and church friend. Mike was courteous, knowledgeable and went out of his way to understand our needs and brought several options to the table for...
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Reply from Owner
March 2nd, 2016 12:00 AM
Thanks, Chris.
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When he told me that he worked for me he really did. Anything that I needed any question I had he was there for me. Mike really showed that he really cared about me personally and about my loan process.
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MIKE IS A VERY INTELLIGENT PERSON WHO IS DELIGENT WHEN DOING HIS JOB, HE HELPED US GO THRU THE HOME PURCHASE STEP BY STEP, HE LEFT US NO ROOM FOR FALURE BECAUSE HE WAS INFORMATIVE ABOUT THE INFORMATION HE GAVE US ABOUT THE PROCESS,# HELPFUL...
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When making a large decision, you want to have someone you can trust. Mike Carey was an awesome agent! He always answered his phone and replied to emails swiftly. He had a really good understanding of the market and he made the process very...
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Reply from Owner
December 4th, 2015 12:00 AM
Thank you jennifer.
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I cannot recommend ACOPIA enough. Mike was very responsive and thorough throughout the entire home-buying process. As this was my first home purchase I needed someone like Mike to walk me through all the steps and ensure everything went as...
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Reply from Owner
December 3rd, 2015 12:00 AM
Thanks, Cameron. It was my pleasure to help.
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I would highly recommend Mike Carey as a Real Estate Professional. It was a pleasure working with him and his company. He made the pre- approval and final approval process as easy as possible.He was very attentive and helpful throughout the...
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Reply from Owner
December 3rd, 2015 12:00 AM
Thank you Karen. You were very responsive to our requests and it was appreciated.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.