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Lower - Orange Beach, AL
Orange Beach, AL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Mr. Carey was really trying to help me get the best offer and managed to be with me each step of the process. Any question I could think about, he knew the answer to or found it out for me.
Reply from Owner
January 31st, 2017 12:00 AM
Thank you for your review. It was my pleasure to serve your family. Enjoy your new home.
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We've worked with Mike twice and both times have been so simple! Who knew purchasing and refinancing a home could be so easy. We were even able to close on the loan ahead of schedule! We love doing the correspondence and paperwork electronically...
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Mike and Elsie at Acopia were extremely helpful in getting us our mortgage. As first time home buyers, we needed to work on our credit and debt a little to qualify, and Mike gave us tips and was patient for months while we got our finances...
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Reply from Owner
October 31st, 2016 12:00 AM
Thomas and Lauren, Thanks for your partnership.
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Mike was extremely helpful in helping my wife and I buy a new house with the added stress of also selling and having a baby. He helped us manage a stressful situation and was tentative to our needs and extremely responsive. I would highly recommend...
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Mike Carey did a wonderful job throughout our entire process. His attention to detail kept the process moving smoothly, and he was at all times both professional and personable. I would highly recommend Mike, he was very patient and great to...
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Mike helped us when we were purchasing our second home and made the process extremely easy and was beyond helpful when it came to understanding everything about our new home loan. I would highly recommend him to anybody looking for a loan or...
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Reply from Owner
September 30th, 2016 12:00 AM
Thank you Matt, it was my pleasure.
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Mike Carry did an outstanding job! He kept in touch with me faithfully and with my realtor, too. He warned me of potential pitfalls and followed up on required paperwork. I would recommend Mike highly.
Reply from Owner
September 30th, 2016 12:00 AM
Thank you Claire, you were wonderful.
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I can't say enough great things about Mike and his teammates at Acopia. They were all incredibly amazing! They answered every question promptly and they were so kind throughout the entire process. Nothing was ever delayed and I never had to...
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Reply from Owner
September 19th, 2016 12:00 AM
Thank you for your review. It was my pleasure serving your family.
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Mike Carey was professional from the very start. It took some time for us to decide exactly what we wanted to do, and he provided us with clear options at every turn to help us make the best decision. The process was smooth, and he always followed...
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Mike helped me many times in the process of buying my home. He was available every time I needed a quick answer to a question. He even took my call on a Saturday! Great rates too!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.