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Lower - Orange Beach, AL
Orange Beach, AL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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Reviews from Web
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Mike Carey is very helpful and knowledgeable about available his products! He explains the whole process and communicates throughout! Top notch!
Reply from The Carey Team
April 30th, 2026 05:26 PM
Thank You for the kind words!
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Mike Carey was very patient, professional, and informative during this unfamiliar, yet exciting stage of my life. I would recommend Mr. Carey & his team for anyone looking to purchase a home!
Reply from Owner
May 29th, 2018 12:00 AM
Thank you Mike and Marlissa! Enjoy your new home!
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Mike and his team did a great job of communicating the process of getting a home loan. I would recommend Mike and his team to anyone wanting to purchase a home. They did an outstanding job.
Reply from Owner
May 22nd, 2018 12:00 AM
Tahnks, Chris. You were awesome!
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Mike was incredible to work with, a person of integrity, honest and absolutely professional at every level In his profession. I absolutely recommend and hope to work more with him in the future!
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Mike always went out of his way to help us. He was very down to Earth. He helped us understand the loan process as first time home buyers and made sure we got the house we were wanting. Amazing people skills. Very genuine person.
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Working with Mike and his team at Acopia was a pleasure. Their friendly manner, knowledge, and amazing follow through could not have been better! I would recommend them wholeheartedly.
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Mike is really easy to deal with and always answer questions you may have. He even will call/ text on the weekends! Glad we went to mike first easy closing as well!
Reply from The Carey Team
April 30th, 2026 05:26 PM
Thank You for the kind words!
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Mike and his team was very helpful from day one!! Always very responsive and on top of things! Helped us every step of the way! Wonderful communication
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This was my first time buying a home and we had some work to do to get ourselves into position. I first spoke with Mike over a year before we actually bought our home. He gave me some much needed insight of the key things I needed to focus...
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Great Job glad they were recommended to me by a realtor ~ easiest mortgage ever as far as supporting paperwork. Lot of follow up to make sure we were satisfied with the support and experience.
Reply from Owner
February 2nd, 2018 12:00 AM
Thank you David and Lori. Enjoyed working with you!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.