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Lower - Orange Beach, AL
Orange Beach, AL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Mike Carey was a very professional and efficient lender to work with. He answered our questions in a timely manner and was quick to return our emails or phone calls. Mike was a pleasure to work with and I would highly recommend his services...
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We were referred to Mike by our realtor and we are so glad that we had such a wonderful lender. Mike was professional and exceptionally kind and caring throughout the entire loan process. We stayed informed every step of the way by Mike and...
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The service and quality people made the ordeal of closing on a home loan very pleasant! Mike and his team is simply the best! They worked with us rookies and helped find the perfect loan for our situation. They again worked with us and got...
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Reply from Owner
July 6th, 2018 12:00 AM
Thank you Richard!! I truly appreciate the partnership.
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Mike Carey with Acopia will make sure you get the house of your dreams at a great rate and make the process go wonderfully! He always answered questions and because of him we closed on our house the day we wanted!
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Mike is an excellent loan officer who is very knowledgeable In regards to different loan programs on top of being an excellent communicator!
Reply from The Carey Team
April 30th, 2026 05:26 PM
Thank You for the kind words!
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Mike was very professional and knowledgeable He took the time to make sure my family and me got the right loan that worked for us. I highly recommend him and his team.
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Mike was very professional, providing guidance and education in my home buying/mortgage process. He was there every step of the way, and provided daily updates and suggestions during the process. Videos and emails were provided to enable me...
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Reply from Owner
June 11th, 2018 12:00 AM
Thank you, Diane!
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Mike will do his best to help you in getting your loan, getting home insurance instruction on all the paper work you need to proceed in making a loan, taking the time in explaining and getting you the best interest rate available.I Marion and...
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Reply from Owner
June 4th, 2018 12:00 AM
Thank you my friend! Marion, you and Wilda were Awesome!
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We were relocating to this area from another state due to employment reasons. We had looked at several homes with a local real estate agent and had decided to put an offer in on one property. Only then we found out that certain lenders would...
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Reply from Owner
June 4th, 2018 12:00 AM
Thank you Alene and Mike. It was my pleasure to serve you.
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Mike and his team did an amazing job! They were so pleasant to work with and very down-to-earth. I appreciate their willingness to be flexible with our schedules and making sure we understood the entire process. Sound advice was given and benefited...
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Reply from Owner
June 4th, 2018 12:00 AM
Thank you Sandy! I know that you an Tim will enjoy the new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.