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Lower - Orange Beach, AL
Orange Beach, AL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Mike was a pleasure to work with... Professional,knowledge and responsive. Always looking out for my best interest. Highly recommend him to anyone in need of mortgage financing.
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Mike, Elsie, and Lynn were knowledgeable and very helpful throughout the process! All questions were answered quickly and their guidance kept it from being overwhelming. We will definitely use them again for any future purchases.
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We had a great experience throughout the whole process . From the beginning of the preapproval stage all the way through the build process with Acopia. Mike Carey was amazing and made sure everything was streamlined and stress free. I will...
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Reply from Owner
March 12th, 2019 06:22 PM
Thank you Karen!
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Working with Mike and his team was by far, the best experience I've ever had getting our financing. At all times they are very professional, helpful and easy to get in touch with. Not only that, we had our loan done, start to finish in less...
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Reply from Owner
March 4th, 2019 02:27 PM
Thank you Steve!
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Coming from a real estate agent, they are awesome to deal with and on top of everything throughout the process!
Reply from Owner
February 8th, 2019 10:38 PM
Thank you Morgan!
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Mike and his team were a pleasure to work with when my wife and I purchased our first home in 2018. He made the often scary process a breeze. After closing, Mike had the grace to send us a wonderful gift, and his thank you card is still on...
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Reply from Owner
February 7th, 2019 11:38 PM
Thank you Reggie!
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Thank you Mike and Team Acopia for being very easy to work with. We are excited to finalizing our home loan. I’m sure we will be working together again.
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Working with Acopia is great and stress free, I highly recommend them.
Reply from Owner
February 4th, 2019 06:25 PM
Thank you Kristy!
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Mike is one of the most genuine, honest, caring and knowledgeable loan officers in the business. Mike truly cares about making sure his clients understand the loan process from start to finish and will ensure he finds the best product to meet...
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Mike Carey is great to work with. He explained everything to us and kept us informed through the process. Jessica has been very helpful with the closing process.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.