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Lower - Orange Beach, AL
Orange Beach, AL
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Mike Carey was terrific when helping us on our house. Mike was professional and kept me in the know every step. We were very pleased with Acopia and would use them in the future.
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Mike Carey and his team were absolutely outstanding to work with. Great communication with myself and my client and a very smooth loan process!
Reply from Owner
March 25th, 2019 01:18 PM
Thank you!
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Mike was very supportive when we bought our home. We did had few problems and he helped us getting around it.
Reply from Owner
March 21st, 2019 05:13 PM
Thank you!
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Absolutely amazing people to work with! Mike and his team are very thoughtful and eager to help through the entire process. They go the extra mile to make sure all your needs are met. I’d definitely use them again!
Reply from Owner
March 19th, 2019 02:50 PM
Thank you Sandy!
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Mike and his team made our first home buying experience wonderful. They were very professional and great to work with.
Reply from Owner
March 19th, 2019 02:51 PM
Thank you Anthony!
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Mike and his team were extremely helpful and always on top of everything from start to finish. Mike made being out of state when we first got things started a breeze and when I needed a POA to finally close, he made sure it all went smoothly!...
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Reply from Owner
March 19th, 2019 02:50 PM
Thank you Leah!
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Mike is the best hands down. He was straight to the point and let us know exactly what we needed to do to get our home. We had a few bumps in the road and he helped us figure out ways around them. He made my first home buying experience a great...
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Reply from Owner
March 19th, 2019 02:51 PM
Thank you Niki!
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Mike Carey has received a review with 5 star rating from Bernard B
Reply from Owner
March 19th, 2019 02:52 PM
Thank you Bernard!
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Mike was a pleasure to work with. Professional, knowledgeable, and responsive. Always looking out for my best interest. Highly recommend him to anyone in need of mortgage financing.
Reply from Owner
March 19th, 2019 02:51 PM
Thank you Nina!
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Mike and his whole team are some of the most caring, considerate people, and a team that truly has your back! You will come out with a mortgage for your home and with a friend for life! That is the kind of people that Mike Carey and the whole...
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Reply from Owner
March 19th, 2019 02:52 PM
Thank you Richard!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.