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Lower Mortgage - Wilmington in Wilmington, NC

Lower Mortgage - Wilmington, NC

Wilmington, NC
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At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
97%
4 Star
2%
3 Star
0%
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0%
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Reviews from Web
  • for
    Lower Mortgage - Wilmington
    Encompass
    L
    Laketa G
    Columbia, SC
    Posted on January 28th, 2023 04:51 AM
    Very knowledgeable and reliable. He always go the extra mile!
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    Thanks Laketa! I definitely can say the same about you! Always a pleasure doing business with you! 😁
  • L
    Laketa G
    Columbia, SC
    Posted on January 28th, 2023 04:51 AM
    Very knowledgeable and reliable. He always go the extra mile!
    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    Thanks Laketa! I definitely can say the same about you! Always a pleasure doing business with you! 😁
  • K
    Keionda B
    Columbia, SC
    Posted on January 27th, 2023 05:02 PM
    Earnest was well informed and provided a great deal of knowledge throughout the home buying process. He was very professional and patient with me. I would definitely recommend him (and already have) to other buyers!
    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    We did it Ms. Bradley!!!! Way to hang in there for almost a FULL YEAR and being patient enough to find the house you loved! Thanks for trusting me with your first home purchase!
  • for
    Lower Mortgage - Wilmington
    Encompass
    K
    Keionda B
    Columbia, SC
    Posted on January 27th, 2023 05:02 PM
    Earnest was well informed and provided a great deal of knowledge throughout the home buying process. He was very professional and patient with me. I would definitely recommend him (and already have) to other buyers!
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    We did it Ms. Bradley!!!! Way to hang in there for almost a FULL YEAR and being patient enough to find the house you loved! Thanks for trusting me with your first home purchase!
  • D
    Donna P
    Newport, NC
    Posted on January 22nd, 2023 05:59 PM
    Very easy to work with.
  • L
    Leo R
    Swansboro, NC
    Posted on January 21st, 2023 01:13 PM
    John Wood and his team . Did an amazing job for me. It was a smooth and easy process. I would highly recommend them to any and everyone! Thank you!
  • for
    Jennifer Taylor
    Encompass
    T
    Traci B
    Kernersville, NC
    Posted on January 3rd, 2023 02:07 PM
    Very pleasant to work with
  • for
    Jennifer Taylor
    Encompass
    D
    Douglas B
    Kernersville, NC
    Posted on January 3rd, 2023 11:31 AM
    Worked very hard and made sure we knew where the process was at all times
  • for
    Lower Mortgage - Wilmington
    Encompass
    K
    Kenneth R W
    Greensboro, NC
    Posted on December 29th, 2022 09:47 PM
    N/A..............
  • K
    Kim Y
    Emerald Isle, NC
    Posted on December 22nd, 2022 06:44 PM
    Jon and Jane were amazing! Extremely responsive and thorough. From application until closing was a little under 3 weeks, so I was able to be in my home for the holidays. Thanks for making our dream come true!
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    About
    At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.