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Lower Mortgage - Wilmington in Wilmington, NC

Lower Mortgage - Wilmington, NC

Wilmington, NC
Company Logo
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(317) 231-5514
Wilmington, NC
https://www.lower.com/
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • for
    Earnest Haynes
    Encompass
    R
    Reginald A
    Columbia, SC
    Posted on February 11th, 2023 02:04 PM
    The entire experience
    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    Thanks Reggie! I appreciate you for choosing me again!
  • for
    Lower Mortgage - Wilmington
    Encompass
    R
    Reginald A
    Columbia, SC
    Posted on February 11th, 2023 02:04 PM
    The entire experience
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    Thanks Reggie! I appreciate you for choosing me again!
  • for
    Earnest Haynes
    Encompass
    S
    Sabrina B
    Blythewood, SC
    Posted on February 10th, 2023 03:41 PM
    What a great experience as a first time buyer to work with Earnest Haynes, he was very knowledgeable and informative and he explained every process to us. He was always available for any questions that we had. And he was able to comfort and...
    read more
  • for
    Lower Mortgage - Wilmington
    Encompass
    S
    Sabrina B
    Blythewood, SC
    Posted on February 10th, 2023 03:41 PM
    What a great experience as a first time buyer to work with Earnest Haynes, he was very knowledgeable and informative and he explained every process to us. He was always available for any questions that we had. And he was able to comfort and...
    read more
  • for
    Lower Mortgage - Wilmington
    Encompass
    B
    Brittany J
    Blythewood, SC
    Posted on February 4th, 2023 08:45 PM
    Earnest is always willing to assist. He communicates effectively with me and my clients letting us know every detail during the process. I can’t thank him enough for his expertise and willingness to help.
  • for
    Earnest Haynes
    Encompass
    B
    Brittany J
    Blythewood, SC
    Posted on February 4th, 2023 08:45 PM
    Earnest is always willing to assist. He communicates effectively with me and my clients letting us know every detail during the process. I can’t thank him enough for his expertise and willingness to help.
  • for
    Earnest Haynes
    Encompass
    B
    Britney H
    Sumter, SC
    Posted on February 1st, 2023 01:27 PM
    All my questions were answered. I was never left wondering. I trusted the advice given to me. I am very thankful I chose Earnest & Thrive to help me buy my first house :)
    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    Thanks Britney! It was a pleasure working with you! Early congrats on your new home!
  • for
    Lower Mortgage - Wilmington
    Encompass
    B
    Britney H
    Sumter, SC
    Posted on February 1st, 2023 01:27 PM
    All my questions were answered. I was never left wondering. I trusted the advice given to me. I am very thankful I chose Earnest & Thrive to help me buy my first house :)
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    Thanks Britney! It was a pleasure working with you! Early congrats on your new home!
  • for
    Earnest Haynes
    Encompass
    A
    Aleisha D G
    Sumter, SC
    Posted on January 28th, 2023 01:52 PM
    Earnest is very thorough with my clients and explain things so they can understand what's going on. His communication is top notch and he's very knowledgeable!
    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    Thank you! Thank you so much for trusting your clients with me! I appreciate you!
  • for
    Lower Mortgage - Wilmington
    Encompass
    A
    Aleisha D G
    Sumter, SC
    Posted on January 28th, 2023 01:52 PM
    Earnest is very thorough with my clients and explain things so they can understand what's going on. His communication is top notch and he's very knowledgeable!
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    Thank you! Thank you so much for trusting your clients with me! I appreciate you!
    • 571–580 of 1780
    About
    At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.