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Lower Mortgage - Wilmington in Wilmington, NC

Lower Mortgage - Wilmington, NC

Wilmington, NC
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At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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97%
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Reviews from Web
  • G
    Glenn E B
    Lexington, SC
    Posted on December 21st, 2022 12:43 AM
    Mr. Haynes always had time for us and made sure we were informed through the whole process.
    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    Thank you so much! Official welcome to SC :) See you at dinner soon!
  • for
    Lower Mortgage - Wilmington
    Encompass
    G
    Glenn E B
    Lexington, SC
    Posted on December 21st, 2022 12:43 AM
    Mr. Haynes always had time for us and made sure we were informed through the whole process.
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    Thank you so much! Official welcome to SC :) See you at dinner soon!
  • L
    Lavada M L
    Irmo, SC
    Posted on December 19th, 2022 03:43 PM
    Earnest was very thorough from the initial phone call until the Clear To Close. I am a first time homebuyer and I really did not have a lot of knowledge about how the lending side of the process worked. Earnest has basically taught me everything...
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    Reply from Earnest Haynes
    April 3rd, 2026 06:33 PM
    Thank you for the review! You have to give yourself some credit too! You trusted my process and was always prepared. Congrats Ms. New Homeowner!!!!
  • for
    Lower Mortgage - Wilmington
    Encompass
    L
    Lavada M L
    Irmo, SC
    Posted on December 19th, 2022 03:43 PM
    Earnest was very thorough from the initial phone call until the Clear To Close. I am a first time homebuyer and I really did not have a lot of knowledge about how the lending side of the process worked. Earnest has basically taught me everything...
    read more
    Reply from Earnest Haynes Jr
    March 1st, 2025 08:22 AM
    Thank you for the review! You have to give yourself some credit too! You trusted my process and was always prepared. Congrats Ms. New Homeowner!!!!
  • for
    Jennifer Taylor
    Encompass
    J
    Jeffrey D B
    State Road, NC
    Posted on December 18th, 2022 10:35 PM
    The staff. Besides the underwriter. You asked.
  • S
    Shannon B
    Havelock, NC
    Posted on December 12th, 2022 02:25 PM
    Everything was smooth, timely, and communication was excellent! We couldn't ask for a better lender!
  • for
    Lower Mortgage - Wilmington
    Encompass
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    Robert C M
    Lewisville, NC
    Posted on December 8th, 2022 12:15 AM
    I felt like the whole process dealing with the underwriters was clumsy and invasive. Kevin helped every way he could.
  • M
    Michael B
    Swansboro, NC
    Posted on December 7th, 2022 04:54 PM
    Jon was very attentive and easy to deal with. Returned all emails and phone calls in a timely manner. Would definitely use Jon and his team again.
  • S
    Steve R
    Emerald Isle, NC
    Posted on December 6th, 2022 09:19 PM
    Have used Jon twice and both times it has been an absolute pleasure. Jon and his team are always extremely professional and always willing to listen!I slept well at night going through the loan process knowing Jon and his team were on the job...
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  • for
    Donald Owens
    Encompass
    A
    Allen D M
    Kernersville, NC
    Posted on December 6th, 2022 05:27 AM
    Excellent communication during the process. Questions answered promptly and clearly. Most of the process handled on the internet with ease.
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    About
    At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.