Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
This man won’t be through every step of the process and made my house buying dream come true! You will not find a better financial agent in Wilmington, North Carolina
For a person buying a house for the first time, it can be a very scary experience. Phil is a great guy. He held my hand all the way through it got me through every piece. I would highly recommend him to any of my friends, family or acquaintances...
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Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Brad, I am so happy for you and Diana. I know how much you will enjoy your new home. I thoroughly enjoyed helping you realize your dreams. Thank you so much for trusting us to help.
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Jennifer Taylor
Jennifer looked for ways to help get the interest rates down and save money. Willing to speak with me at odd hours
Excellent service
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Thanks Aaron for the kind comments. We are not done yet.
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We could not have asked for a better working relationship than we had with you. Not only were you professional but also very personable. Any questions or concerns were answered without hesitation. We felt comfortable calling at any time. Phil,...
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Earnest called me every step of the way during the process of the mortgage, to make sure I understand what is needed and why.
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thank you so much for the review! Welcome to SC!
for
Lower Mortgage - Wilmington
Earnest called me every step of the way during the process of the mortgage, to make sure I understand what is needed and why.
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thank you so much for the review! Welcome to SC!
good experience
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thanks Tyjuan! Looking forward to the next one!
for
Lower Mortgage - Wilmington
good experience
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thanks Tyjuan! Looking forward to the next one!
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.