Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
for
Lower Mortgage - Wilmington
Earnest made the home buying experience so smooth for us. He was very helpful and was always asking if we had any questions or concerns throughout the entire process. Overall great experience and really appreciated his hard work and dedication....
read more
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Kamerin, I sincerely appreciate your kind words and the time you took to share your experience. Ensuring a smooth home buying process and being there for you at every step of the way was my utmost priority. Your satisfaction is what motivates...
read more
Jon answered all our questions, advocated for the best options for us, and was very timely in responding!
Phil and his team have fostered an environment that makes you feel safe and confident in the decisions being made. Their communication was unmatched! Phil was not only able to score us a fantastic rate, but also got us a 2:1 buy down! I will...
read more
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
I'm truly grateful for your kind words, Alex. It's wonderful to hear that you felt safe and confident throughout the loan purchase process and that the communication was to your satisfaction. We strive to provide our clients with the best rates...
read more
You are working with the LO GOAT!
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Say it louder for the people in the back! I appreciate you and your clients Xavier!!!
for
Lower Mortgage - Wilmington
You are working with the LO GOAT!
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Say it louder for the people in the back! I appreciate you and your clients Xavier!!!
Earnest is an amazing advocate for his clients. He is extremely professional and understands the importance of communicating milestones with everyone involved in the transaction all throughout the process. His knowledge and expertise will make...
read more
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
I really appreciate that, Thea! Much can be said about you! Always a pleasure assisting you and your clients! I'm looking forward to the next one!
for
Lower Mortgage - Wilmington
Earnest is an amazing advocate for his clients. He is extremely professional and understands the importance of communicating milestones with everyone involved in the transaction all throughout the process. His knowledge and expertise will make...
read more
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I really appreciate that, Thea! Much can be said about you! Always a pleasure assisting you and your clients! I'm looking forward to the next one!
Earnest was wonderful and very attentive throughout the entire process. His communication was excellent with both myself and my realtor. -Amber
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
I sincerely appreciate your thoughtful review, Amber. It was truly a pleasure assisting you throughout the process. I believe in maintaining excellent and clear communication with all my clients and their realtors to ensure the best possible...
read more
for
Lower Mortgage - Wilmington
Earnest was wonderful and very attentive throughout the entire process. His communication was excellent with both myself and my realtor. -Amber
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I sincerely appreciate your thoughtful review, Amber. It was truly a pleasure assisting you throughout the process. I believe in maintaining excellent and clear communication with all my clients and their realtors to ensure the best possible...
read more
It was great! Thank you for your help!
361–370 of 1780
About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.