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Lower Mortgage - Wilmington in Wilmington, NC

Lower Mortgage - Wilmington, NC

Wilmington, NC
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At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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9 AM to 5 PM
Sat
closed
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closed
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5 Star
97%
4 Star
2%
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0%
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Reviews from Web
  • for
    Jennifer Taylor
    Encompass
    A
    Annette F
    Greensboro, NC
    Posted on November 16th, 2023 12:08 PM
    Jennifer is available and resourceful!! Not our first time working together and I appreciate her availability for questions.
  • for
    Jennifer Taylor
    Encompass
    D
    Derrick R C
    Greensboro, NC
    Posted on November 16th, 2023 11:01 AM
    I felt everyone had patience to help me through the process.
  • C
    Christine C
    Oak Island, NC
    Posted on November 10th, 2023 05:03 PM
    Follow Up and Communication on Point!!
  • for
    Jennifer Taylor
    Encompass
    S
    Susanna L M
    Lewisville, NC
    Posted on November 9th, 2023 01:57 PM
    Jennifer and Anthony are the best you could ever ask for. They made every step of the way comfortable and were quick to answer any questions I had. I highly recommend this group to anyone looking for a lender. YOU WILL BE GLAD YOU DID!!!!
    read more
  • H
    Harry K
    Carolina Shores, NC
    Posted on November 7th, 2023 09:57 PM
    Phil was wonderful to work with. Many times he answered questions before we asked. We would definitely recommend him and Atlantic Bay Mortgage to friends and family. Thank you, Phil the level of service you provided was above and beyond. Kim...
    read more
    Reply from Phil Cunningham
    March 5th, 2025 08:15 PM
    Harry and Kim, thank you for the wonderful review. It was great getting to know you and thanks again for trusting me to help.
  • for
    Jennifer Taylor
    Encompass
    S
    Shayann B
    CLEMMONS, NC
    Posted on November 6th, 2023 09:20 PM
    My husband was the one that did most of the phone communication with Jennifer, however, the email communication I received was informative and kept us on track of all of the tasks that needed to be completed. I even got a birthday email & cute...
    read more
  • for
    Jennifer Taylor
    Encompass
    Z
    Zachery L B
    CLEMMONS, NC
    Posted on November 6th, 2023 03:12 AM
    Attention to detail and meeting my needs to close the loan.
  • P
    Pamela B
    Wilmington, NC
    Posted on November 5th, 2023 03:52 PM
    Everything was super easy and we didn’t have any problems with closing on time. The portal to submit and sign documents was simple to use.
    Reply from Phil Cunningham
    March 5th, 2025 08:15 PM
    I am so excited for your new house Pam. You and Jerry deserve the best! Thank you for trusting me to help you again!
  • J
    Julie P
    Oak Island, NC
    Posted on November 5th, 2023 11:13 AM
    I was representing the seller. I appreciated the updates on the loan process and a smooth closing.
    Reply from Phil Cunningham
    March 5th, 2025 08:15 PM
    Thank you Julie, You are always a pleasure to work with on whichever side of the deal you are doing. Your professionalism always comes through.
  • L
    Laurie J
    Swansboro, NC
    Posted on November 4th, 2023 04:59 PM
    Very friendly and quick responses. Made the experience of purchasing a home easy.
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    About
    At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.