

Lower Mortgage - Wilmington, NC
Wilmington, NC

At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Jennifer is available and resourceful!! Not our first time working together and I appreciate her availability for questions.
I felt everyone had patience to help me through the process.
Follow Up and Communication on Point!!
Jennifer and Anthony are the best you could ever ask for. They made every step of the way comfortable and were quick to answer any questions I had. I highly recommend this group to anyone looking for a lender. YOU WILL BE GLAD YOU DID!!!!
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Phil was wonderful to work with. Many times he answered questions before we asked. We would definitely recommend him and Atlantic Bay Mortgage to friends and family. Thank you, Phil the level of service you provided was above and beyond. Kim...
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Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Harry and Kim, thank you for the wonderful review. It was great getting to know you and thanks again for trusting me to help.
My husband was the one that did most of the phone communication with Jennifer, however, the email communication I received was informative and kept us on track of all of the tasks that needed to be completed. I even got a birthday email & cute...
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Attention to detail and meeting my needs to close the loan.
Everything was super easy and we didn’t have any problems with closing on time. The portal to submit and sign documents was simple to use.
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
I am so excited for your new house Pam. You and Jerry deserve the best! Thank you for trusting me to help you again!
I was representing the seller. I appreciated the updates on the loan process and a smooth closing.
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Thank you Julie, You are always a pleasure to work with on whichever side of the deal you are doing. Your professionalism always comes through.
Very friendly and quick responses. Made the experience of purchasing a home easy.
381–390 of 1780
About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.