Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
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Business Hours
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9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Reviews from Web
for
Lower Mortgage - Wilmington
Earnest was very helpful the way he explained everything I was comfortable calling on him for things I wasn't sure of, always very clam, I will recommend him anytime!
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Thank you! It was pleasure working with you! Looking forward to many more!
Earnest was very helpful the way he explained everything I was comfortable calling on him for things I wasn't sure of, always very clam, I will recommend him anytime!
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Thank you! It was pleasure working with you! Looking forward to many more!
Easy, smooth, and fast closing.
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Sam, clients like you make it easy. Thank you for trusting me to assist you and Juliet. Hope you enjoy your place at the BEACH!
The line of communication was very good.
Very professional and honest.
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
I am truly grateful for your kind words, Marvin. It is always my goal to provide clear, honest communication, and professionalism to all my clients. Your positive feedback is much appreciated and it will definitely motivate me to continue delivering...
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for
Lower Mortgage - Wilmington
The line of communication was very good.
Very professional and honest.
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I am truly grateful for your kind words, Marvin. It is always my goal to provide clear, honest communication, and professionalism to all my clients. Your positive feedback is much appreciated and it will definitely motivate me to continue delivering...
read more
Phil and his team were great. Made the process seamless, we greatly appreciated all the work they did for us. Tim
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Tim, thanks again for trusting me to assist. Can't wait to see what you do with the place!
Phil was excellent to work with as he explained things well, he was open, honest, and transparent, and welcomed any questions I had. For the most part, he was easy to get in touch with and responded to calls /texts quickly. Without hesitation,...
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Reply from Phil Cunningham
March 5th, 2025 08:15 PM
James, thank you so much for the kind review. I hope you and the family enjoy the new home.
Jon and Felicia were super to work with. Jon is the most professional and most accommodating mortgage lender we've ever worked with. Thanks, Atlantic Bay!
for
Lower Mortgage - Wilmington
Great communication, gives good advice and doesn’t over promise . Appreciate his efforts!
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I appreciate you! Thank you for being an amazing realtor and friend!
Great communication, gives good advice and doesn’t over promise . Appreciate his efforts!
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
I appreciate you! Thank you for being an amazing realtor and friend!
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.