Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
for
Lower Mortgage - Wilmington
Everyone was communicating so we all was on the same page during this process.
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I'm thrilled to hear that you had such a positive experience with us at Thrive Mortgage, Torry! Clear and consistent communication is a crucial part of our work, and it's fantastic to know that this aspect of our service stood out to you. Your...
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for
Lower Mortgage - Wilmington
He was willing to take time and explain things in a way that made sense to me. He was also very prompt when I would reach out with questions. His patience and kindness were also very much appreciated.
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I'm so grateful for your feedback, Jeananne. I'm pleased to hear that my commitment to timely and helpful responses resonated with you. It's always my goal to ensure that complex processes are made understandable for my clients. Thank you for...
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He was willing to take time and explain things in a way that made sense to me. He was also very prompt when I would reach out with questions. His patience and kindness were also very much appreciated.
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
I'm so grateful for your feedback, Jeananne. I'm pleased to hear that my commitment to timely and helpful responses resonated with you. It's always my goal to ensure that complex processes are made understandable for my clients. Thank you for...
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Working with Jon was the most amazing experience I could have imagined. He made magic happen and I will never forget the things he did for me to make my loan work!
Very Professional Good demeanor was prompt
and attentive when we had questions and concerns
Jon was very professional. He had a pleasant demeanor. He promptly answered any questions
or inquiries I raised.
Easy to work with, and works hard for his clients to receive the best possible outcome.
Earnest was very communicative and professional the entire time as I was buying my first home. I felt like we were on the same page through out the entire process and he never hesitated to answer any questions that I had. He made my first time...
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Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
Chua, thank you for taking the time to write such a glowing review. I'm thrilled to hear that you felt supported and informed throughout your first home buying journey - that's always my goal. Your positive feedback makes all the hard work...
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for
Lower Mortgage - Wilmington
Earnest was very communicative and professional the entire time as I was buying my first home. I felt like we were on the same page through out the entire process and he never hesitated to answer any questions that I had. He made my first time...
read more
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
Chua, thank you for taking the time to write such a glowing review. I'm thrilled to hear that you felt supported and informed throughout your first home buying journey - that's always my goal. Your positive feedback makes all the hard work...
read more
Throughout the entire experience, Phil was friendly and communicative.
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Brandon, It was an absolute pleasure helping you and Jen. Welcome to the Beach!
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About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.