Lower Mortgage - Wilmington, NC
Wilmington, NC
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Phil was easy to get a hold of and offered a lot of reassuring wisdom in navigating the process.
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Robert, Clients like you and Allison make it easy. Can't wait to see what you do with your new home! Thank you again for trusting me.
Phil was great to work with! Easy to get a hold of, honest, polite and knowledgeable!
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Allison, Clients like you and Robert make it easy. Can't wait to see what you do with your new home! Thank you again for trusting me.
Everything went surprisingly smooth, from start to finish.
for
Lower Mortgage - Wilmington
Couldn't ask for better service
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I'm thrilled to hear that you found my service satisfactory, David. Your positive feedback means a lot, and it was a pleasure assisting you. I strive to provide the best service at Thrive Mortgage and it's reassuring to know that I was able...
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Couldn't ask for better service
Reply from Earnest Haynes
April 3rd, 2026 06:33 PM
I'm thrilled to hear that you found my service satisfactory, David. Your positive feedback means a lot, and it was a pleasure assisting you. I strive to provide the best service at Thrive Mortgage and it's reassuring to know that I was able...
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The loan approval process has gotten more complex over time and it's not fun, easy, or quick! However, you and your colleagues made it as easy as possible, were polite and professional and guided me through it the whole way (and advocated for...
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We have a new home.. Jon walked us through all of the necessary steps and paperwork to make our home buying process as easy as possible.
Great lending agency to work with
Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Enjoyed helping you Joel! Hope that you all are enjoying the new house.
The best! Dealing with Phil and his team was an incredibly positive experience. From beginning to end, Phil and his team were professional, responsive, and pleasant to deal with. They held our hands through the process and were ALWAYS there...
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Reply from Phil Cunningham
March 5th, 2025 08:15 PM
Jay, thank you for the kind words! You were a pleasure to work with as well.
for
Lower Mortgage - Wilmington
Earnest is the best! He always goes above and beyond when assisting my buyer clients!
Reply from Earnest Haynes Jr
March 1st, 2025 08:22 AM
I appreciate you!! It's always a pleasure working with someone who equally cares about their client like you do!! Thanks for the kind words!
301–310 of 1780
About
At Lower we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, Lower offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.