Lower - Little Rock, AR
Little Rock, AR
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
When we had no hope on closing, Steve and his amazing team gave us hope. The customer service was beyond excellent and the level of communication was always on point. I would highly recommend anyone to Highlands Mortgage Company that is looking...
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Josh was easy to work with, easy to get ahold of, and always ready to help. Above all, I found him to be honest, helpful and knowledgable. Josh works diligently to get things done, and I would definately work with him again.
Reply from Josh Colvin
October 1st, 2025 06:57 PM
Thank you for taking the time to leave a review. I remember you were not very optimistic going into the process with me as you had just had a closing fall through and I recall you saying that you went through 8 other lenders unsuccessfully...
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Very easy to work with. Prompt replies and perfect guidance through the whole process.
Made the lending process very easy for customer to understand and lender associate always ready to assist no matter what time of the day or day of the week it is; and very pleasant to work with
Steve and his team were very accessible and worked diligently to help guide me through and get me through what is a bit of a daunting process alone. I was referred to Steve by a friend and I will readily refer anyone else to him for a positive...
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Quick seamless transaction
Very fast and always available to answer questions.
It was a really good smooth and very quick process and he explained everything that was going on and kept me posted on what was happening and what the next step would be to complete the process.
Jimmy was a pleasure to work with. His excellent communication with his client and the agents involved ensured a smooth process. I would highly recommend Jimmy McFarland for your lending needs.
Jimmy was very helpful. I felt like I could call or text anytime (I did Text many times and always got a response within 1 hour or so). over all I would refer Jimmy to all my friends and family. And will call upon him again when it comes to...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.