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Lower Mortgage, Goldsboro, TX
Goldsboro, TX

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
appreciate Nikkie communicating everything to us along the way, keeping us informed of changes , answering our questions and having our best interest at heart. were times I'm sure she went oand beyond what she needed to do and will appreciate...
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Reply from Nikkie Bickham
March 9th, 2026 03:12 PM
Thank you for sharing your thoughts, Tim. It was a pleasure to assist you in the refinancing process and to keep you informed each step of the way. Ensuring that my clients feel supported and understood is always my goal. Should you have any...
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Nikkie is a perfect source for refinancing your mortgage. She is friendly, knowledgeable and will go the extra mile to help you reach yiur goals
Reply from Nikkie Bickham
February 24th, 2026 09:17 PM
I'm very grateful for your kind words, Michael. It means a lot to know that you found my support in refinancing your mortgage to be valuable. Helping clients achieve their goals is truly important to me. If there's anything else you need in...
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Nikkie Bickham is the best. She is professional, courteous, and a joy to work with. My wife and I felt very confident with her helping us refinance our home.
Reply from Owner
February 11th, 2026 02:45 AM
Thank you, Michael. We're thrilled Nikkie provided such professional, courteous service and helped you and your wife feel confident during your refinance. We'll pass along your kind words to her and are here to help with anything you need in...
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Nikkie was always willing to explain anything I didn't understand. The line of communication was always open (even beyond regular work hours) and she kept us updated regularly!
Thx Nikkie! 🙂
Reply from Nikkie Bickham
August 1st, 2026 04:58 PM
I’m so glad we were able to connect. It was my pleasure to be a part of this homebuying experience for you and to make communication a priority. We enjoyed working with you!
Nikkie Bickham has received a review with 5 star rating from Jaci L
Reply from Owner
January 26th, 2026 06:32 AM
Thank you, Jaci, for the 5-star review! We’re thrilled you had a great experience and appreciate your support. We look forward to serving you again and are here if you need anything.
Questiona were answered immediately with courtesy and knowledge! Phone calls were returned promptl.
Reply from Nikkie Bickham
August 1st, 2026 04:58 PM
Thank you Lorenzo! So glad we had the opportunity to meet and work with you !
Everything was made so simple during this entire process.
Reply from Nikkie Bickham
August 1st, 2026 04:59 PM
Thank you Michael! I’m so happy we were able to help simplify the process for you and congratulations on the new home again!
Nikkie was great help going through this process.
Reply from Nikkie Bickham
August 1st, 2026 04:59 PM
Thank you Logan!
Great people to do business with!!
Reply from Nikkie Bickham
August 1st, 2026 05:00 PM
Thank you Randall! It as our pleasure to be able to help you buy your new home ! Congrats again!
Yall worked to help me get my refinance completed even though it was a longer process than we had hoped.
Reply from Nikkie Bickham
August 1st, 2026 05:01 PM
Thank you Ethan! Some deals take a little more planning than others but I’m also thankful we were able to get you taken care of in the end! The timing sometimes is out of our control but I’m thankful we were able to put together a plan and...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.