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Lower Mortgage, Goldsboro, TX
Goldsboro, TX
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I initially contacted Nikkie in November 2025 to see what I needed to do to be able to buy a home. My credit score needed improvement, so she put me in contact with Eddie Johanson for credit repair. Eddie and I made a plan to get me where I...
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Reply from Nikkie Bickham
April 21st, 2026 03:27 PM
Melissa, I'm glad to hear that I could support you throughout your home-buying journey, even with the unexpected challenges along the way. It's important to me that you felt well-informed and prioritized. Your recommendation means a lot, and...
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Everyone went above and beyond to get this deal done. Every question was answered and explained very well. The communication was perfect.
Reply from Nikkie Bickham
April 14th, 2026 06:56 PM
Blake, I'm glad to hear that you felt all your questions were answered thoroughly and that the communication met your expectations. Going above and beyond for my clients is something I strive for, and it's appreciated to know it made a difference...
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excellent communication and quick turn around time. very friendly and made us comfortable every step of the way
Reply from Hailey Earley
April 6th, 2026 02:47 PM
Thank yall so much! So glad we could get you into your home! I know you were definitely ready! :)
Hailey was very informative and was quick to answer any questions we had. She made this process easy and stress free.
Reply from Hailey Earley
April 6th, 2026 02:48 PM
Thank you so much & thank you for being with me for all of your mortgage needs. :)
Nikkie was great through the whole process! We appreciate her and her team so much!! Highly recommend her!
Reply from Nikkie Bickham
April 10th, 2026 04:58 PM
It's wonderful to hear that you had a positive experience, Royce. Supporting clients throughout the entire process is very important to me. Thank you for your kind recommendation—I truly appreciate it. If there's anything else you need, feel...
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Mrs. Earley was always very prompt yo respond to any questions and kept us updated on the progress of our closing.
Reply from Hailey Earley
April 6th, 2026 02:49 PM
Thank you! It was a pleasure working with with yall.
Absolutely the BEST LENDER TO WORK WITH EVER!!!! She stays in communication with me throughout the entire process- I have enjoyed buying this property and can't wait to use her again!!!
Reply from Owner
March 19th, 2026 09:35 PM
Thank you, Bree, for the fantastic review and for choosing us. We're thrilled our lender's communication and support made your property purchase enjoyable, and we look forward to assisting you again on your next transaction. Your trust and...
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Nikkie ALways has grear communication and always on top of her game..I never had follow up because she was always letting me know. She is quick and truly amazing at her job!
I loved working with her and cant wait to buy again!!!
Reply from Nikkie Bickham
March 26th, 2026 07:31 PM
I'm grateful for your kind words, Bree. Keeping you informed and ensuring smooth communication is something I prioritize. It's great to hear that you felt well-supported throughout the process. I'm looking forward to the opportunity to work...
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Nikki was spectacular from our very first phone call! She was always patient and explained things in a way that was easy to understand, even for those (like me) who have trouble understanding this sort of information. She was always quick to...
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Reply from Nikkie Bickham
March 23rd, 2026 07:23 PM
Amaya, I'm really pleased to hear that you felt supported from our very first call. Making complex information more accessible is something I strive for, and I'm glad my explanations were helpful to you. Ensuring you had the best payment options...
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really appreciated being notified to watch for each sign documents
Reply from Nikkie Bickham
March 19th, 2026 02:27 PM
I'm glad to hear that you appreciated the notifications about the document signing process, Kathy. Keeping my clients informed is a priority, and I'm pleased that it made a difference for you. If there's anything further I can assist you with,...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.