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Lower Mortgage, Goldsboro, TX
Goldsboro, TX

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
You went out of your way to help us and to walk us through step by step.
Reply from Nikkie Bickham
August 1st, 2026 05:02 PM
Thank you Kelsi! I’m thankful our team was able to walk you through everything step by step! Congrats again!
Hailey responded quickly to all my questions throughout the process. Very caring and personable!!
Reply from Hailey Earley
February 3rd, 2026 08:31 PM
Thank you so much Dwain! It was great working with you!
Communication was very good and Nikki helped with details of paper work and collecting information required to get financed for our new home
Reply from Nikkie Bickham
August 1st, 2026 05:02 PM
Thank you Stacey!
I would like to thank Nikki Bickham and her entire team for helping me and my wife and my daughter get in our first home. The process was easy. Nikki listened to all our needs and our budgets. Nikki and her team were very friendly and caring...
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Reply from Owner
November 18th, 2025 07:41 PM
Thank you for your kind words, Steve! We're thrilled to hear that you, your wife, and your daughter had a positive experience finding your first home. Nikki and the team are dedicated to understanding the needs of our clients, and it’s wonderful...
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Nikkie was amazing. We had some issues with our previous lender and called Nikkie with our concerns. She made us feel at ease and made the process super easy. She was very responsive and worked hard to get our loan clear to close. She got us...
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Reply from Owner
November 4th, 2025 11:23 AM
Thank you for your wonderful feedback, Nathaniel! We're thrilled to hear that Nikkie was able to assist you so effectively and make the loan process smooth and quick. Your recommendation means a lot to us, and we appreciate you sharing your...
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Nikkie and her team are awesome 10 out or 10 highly recommend they made sure I understood everything from start to finish and was by my side 100%
Reply from Owner
September 26th, 2025 03:13 AM
thank you so much ! it was our pleasure to help!
Nikkie Bickham has received a review with 5 star rating from Ron L
Reply from Owner
August 19th, 2025 05:08 AM
Thank you for your 5-star rating! We're thrilled to hear you had a great experience. If you have any feedback or suggestions in the future, feel free to share. We look forward to serving you again!
This was the first buying a house and the process was easy and straightforward. Working with Nikkie was the best and helped so much. If we ever did it again I will use them.
Reply from Owner
August 20th, 2025 01:14 AM
Thank you 😊
Nikkie and her team were a tremendous help! I couldn’t have done the house buying process without them!
Reply from Owner
July 30th, 2025 04:36 AM
Thank you for your wonderful review, Madeline! We're thrilled to hear that Nikkie and the team were able to support you through the house buying process. Your satisfaction is our top priority, and we’re glad we could make a difference. Congratulations...
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I love my new home and the land that went with it. I prayed that if it wasn't for me, God close all the doors. Well, my amazing Father said yes! Nikki was kind, professional and very helpful in everyday. Thank you Nikki for being there for...
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Reply from Owner
July 29th, 2025 08:26 PM
Thank you for your heartfelt review, Vicki! We're thrilled to hear how happy you are with your new home and the support you received from Nikkie. We appreciate your kind words and are glad to have been part of this new chapter in your life....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.