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Lower Mortgage, Gallatin, TN

Gallatin, TN
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
96%
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Reviews from Web
  • J
    Julia H
    NASHVILLE, TN
    Posted on March 9th, 2026 11:19 AM
    McLean is very patient and knowledgeable . He has been a trusted resource to me and I would strongly advice anyone going through this process to work with him. Hopefully I keep on progressing In my career so I can work with McLean on many more...
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    Reply from McLean Fowler
    March 16th, 2026 04:52 PM
    Julia, I'm grateful for your kind words. It's rewarding to know that I've been a helpful resource for you. I look forward to the possibility of assisting you with future endeavors as you advance in your career. Thank you for your trust and...
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  • for
    Jeff Stine
    Encompass
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    Kimberly H
    HENDERSONVILLE, TN
    Posted on February 27th, 2026 11:13 PM
    This was a process that could’ve very easily been overwhelming. I am so glad that as a first time homebuyer I had Jeff to walk me through and explain to me all of the things that needed to be done. His kindness, patience, and knowledge base...
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    Reply from Jeff Stine
    March 9th, 2026 08:03 PM
    I appreciate your kind words, Kimberly. It's wonderful to know that I was able to help ease the process for you. Guiding first-time homebuyers is something I take seriously, and I'm glad my approach made a difference for you. If you have any...
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  • for
    Jeff Stine
    Encompass
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    Jordan A
    WHITE HOUSE, TN
    Posted on February 20th, 2026 10:34 PM
    Can't think of anything that would have made the experience better, everything was awesome
    Reply from Jeff Stine
    March 2nd, 2026 03:18 PM
    I'm pleased to know that your experience was satisfying, Jordan. If there's ever anything else you need, don't hesitate to get in touch.
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    Jeff Stine
    Encompass
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    Hannah A
    WHITE HOUSE, TN
    Posted on February 6th, 2026 01:03 PM
    Jeff was on a time crunch from us and somehow made this happen! We are so thankful!
    Reply from Jeff Stine
    February 13th, 2026 05:04 PM
    I'm really glad to hear that I could assist within the timeframe you needed, Hannah. Your appreciation means a lot to me. If there's anything else you require, feel free to reach out.
  • K
    Kimberly G J
    Posted on November 29th, 2021 08:48 PM
    Highly recommend Joanie and her team for all of your financing needs. Since day one she has gone above and beyond to meet our needs. The communication has been amazing and we couldn't have picked anyone better to work with.
    Reply from Joanie Stockard Neal
    November 29th, 2021 09:49 PM
    Thank you Kimberly Garton Jones! You guys have been a joy to work with! We are Clear to Close 2 weeks early! Wooohooo! Come on early Christmas!
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    Caleb S
    Posted on November 23rd, 2021 05:10 PM
    Looking to purchase or refinance a home? Then you should make it a priority to call Joanie. She, along with her team at Acopia, are knowledgeable, communicative, and professional. She always goes above and beyond for my clients, and I know...
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    Reply from Joanie Stockard Neal
    November 23rd, 2021 06:58 PM
    Caleb Schmittou. Thank you!
  • L
    Lynn R
    Posted on April 12th, 2021 11:58 PM
    If you are in need of a home loan look no farther here is your girl. Being a realtor I have worked lot of deal with Joanie and all her staff the are fabulous
    Reply from Joanie Stockard Neal
    April 13th, 2021 12:36 AM
    Lynn Rich Thank you! I love working with you as well! Always out for the clients best interest :)
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    Barbara W
    Posted on May 2nd, 2019 07:57 PM
    As a realtor I need lenders who stay in communication with both the buyer and all involved. Stacey stays in touch with all parties, ensures that conditions are met, and provides impeccable service. For an easy closing, he’s your guy!
    Reply from Stacey DePriest
    May 2nd, 2019 08:15 PM
    Thank you Barbara you are an awesome realtor and provide caring and impeccable customer service as well!
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.