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Lower Mortgage, Gallatin, TN
Gallatin, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Joanie and Jana were absolutely AMAZING!!! They kept me informed, answered any questions I had- no matter what time of day it was! They were by my side every step of the way up to the closing table . It never felt "transactional" with them,...
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Reply from Joanie Neal
June 8th, 2026 02:46 PM
Kaylyn, I'm so pleased to hear that you felt supported and informed throughout the process. It means a lot to me that our relationship felt more personal and friendly rather than just transactional. Thank you for your kind words and for recommending...
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Answer every question i I had always text right back
Reply from Joanie Neal
June 5th, 2026 06:02 PM
Michael, I'm grateful to hear that my responses were timely and helpful. Thank you for sharing your experience!
We were looking for a house and we need a loan advisor. Mclean was recommended by our realtor and he is so great! He was very helpful. We are so glad that we found him! He was able to help us find a great interest rate. If ever we need some...
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Reply from McLean Fowler
June 4th, 2026 04:56 PM
Angeli, I'm pleased to hear that your realtor's recommendation led you to me and that I could assist with securing a great interest rate. It's wonderful to know you found my help valuable during your home search. If you need assistance in the...
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Joinie and her team at Lower Mortgage are incredible at what they do. The moment I came into contact with Joinie she has been nothing but helpful and supportive. From helping us in the beginning stages to work on a budget, and discuss our credit...
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Joanie was great! She was very helpful and made the home buying process easy and less stressful.
Reply from Joanie Neal
June 1st, 2026 05:57 PM
Lindy, I'm pleased to hear that I could help make your home buying process easy and less stressful. Thank you for your kind words!
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Honesty and communication made the process extremely easier. They were also very friendly and easy to work with.
Reply from Joanie Neal
May 22nd, 2026 03:21 PM
Jacob, I appreciate your kind words about the honesty and communication you experienced. I'm glad to hear that it made the process easier and that you found working with me friendly and easy. Thank you for sharing your feedback!
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Joanie was very helpful and knowledgeable. She guided us through every step of our loan process.
Reply from Joanie Neal
May 18th, 2026 02:11 PM
Jennifer, I'm glad to hear that you found my guidance helpful and knowledgeable throughout your loan process. It was a pleasure assisting you every step of the way. Thank you for sharing your experience!
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Joanie truly made this the best possible exper for us. She always made herself available to answer questions, and did a great job at making us feel heard. I've already recommended people to her, and will continue to do so!
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Reply from Joanie Neal
May 11th, 2026 03:40 PM
Colson, I'm grateful to hear that you had an appreciated experience. It's great to know that my availability and attentiveness made a difference for you. Thank you for your recommendations, and I'm here whenever you need assistance!
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Mrs. Joanie, was always open and honest with us. She always looked out for our best interest and would go above and beyond when things were uncertain and would advocate for us.
Reply from Joanie Neal
May 7th, 2026 06:05 PM
Casey, I'm happy to know that my honesty and dedication made a positive impact on your experience. Looking out for your best interest is always my priority. If you ever need further assistance, please feel free to reach out.
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joanie Was amazing and super helpfu!
Reply from Joanie Neal
April 30th, 2026 08:18 PM
Jade, I'm pleased to hear you found my assistance helpful. Thank you for your kind words!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.