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Lower - Gallatin, TN, Gallatin, TN

Gallatin, TN
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • J
    Janna P
    Franklin, KY
    Posted on July 25th, 2026 02:39 PM
    Tim was very thorough and informative throughout the entire process . His communication was top-notch, and he was quick to answer any questions we had. He stayed ahead of the game through every step and every step was executed in a very timely...
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  • E
    Erica S
    Franklin, KY
    Posted on July 24th, 2026 12:03 PM
    She made the process as easy as possible! She worked with us to make sure we got what we needed! Her and her daughter were wonderful to work with.
  • C
    Courtney S
    Scottsville, KY
    Posted on July 23rd, 2026 02:29 PM
    NA everything was great
  • T
    Ty M
    Franklin, KY
    Posted on July 21st, 2026 01:51 PM
    The entire process was incredibly smooth from start to finish. Communication was excellent, and every question I had was answered quickly and clearly. The combination of professionalism, responsiveness, and guidance made buying my home much...
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    Reply from Tim Summers
    July 21st, 2026 04:39 PM
    Ty, I appreciate your kind words and am pleased that you found the process smooth and well-communicated. It's great to know that my guidance and responsiveness helped make your home buying experience less stressful. Thank you for recommending...
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  • D
    Dennie M
    Franklin, KY
    Posted on July 21st, 2026 12:55 PM
    Working with our mortgage lender was an outstanding experience from start to finish. He made what can often be a stressful process feel easy and manageable by keeping us informed every during the entire process
    Reply from Tim Summers
    July 21st, 2026 04:39 PM
    Dennie, I'm happy to hear that your experience with the mortgage process was smooth and manageable. Keeping you informed every step of the way is important to me, and I'm thankful for your positive feedback.
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    Jenna B
    Milton, FL
    Posted on July 10th, 2026 10:03 AM
    Pleasant to work with, timely with all correspondences, ensured smooth closing
    Reply from Stacey DePriest
    July 17th, 2026 05:15 PM
    I'm pleased to know that you found working with me pleasant and that the closing process went smoothly. Thank you for your kind feedback, Jenna.
  • P
    Paul R C
    Franklin, KY
    Posted on July 3rd, 2026 12:25 PM
    Very nice and friendly
    Reply from Joanie Neal
    July 10th, 2026 08:28 PM
    Paul, I'm glad you found the experience nice and friendly. Thank you for your kind words!
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    Lynnley B
    Munfordville, KY
    Posted on July 1st, 2026 03:34 PM
    Tim was a very plesant guy to work with! He made everything very easy! Would recommend him to anyone!
    Reply from Tim Summers
    July 1st, 2026 08:22 PM
    Thank you for your kind words, Lynnley! I'm happy to hear that you found the process easy and pleasant. Your recommendation means a lot to me.
  • N
    Nathan S
    Munfordville, KY
    Posted on July 1st, 2026 03:28 PM
    very informative, responsive, and respectful highly recommend
    Reply from Tim Summers
    July 1st, 2026 08:22 PM
    Nathan, thank you for your kind recommendation. I'm happy to hear that you found the experience informative and that my responsiveness and respect were appreciated.
  • J
    Joseph B M
    Bowling Green, KY
    Posted on July 1st, 2026 02:28 PM
    Tim Summers was incredibly knowledgeable throughout the entire loan process and made us feel comfortable every step of the way. As first-time homebuyers, we had a lot to learn about home loans, and Tim took the time to patiently explain everything...
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    Reply from Tim Summers
    July 1st, 2026 08:24 PM
    Joseph, I'm grateful for your thoughtful review. It's wonderful to know that my guidance helped make the loan process more comfortable and understandable for you as first-time homebuyers. I'm also pleased that the online process was convenient...
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.