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Lower Mortgage, Gallatin, TN
Gallatin, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Rhonda Holt with Lower LLC is EXCELLENT! Rhonda is very professional, reliable and friendly loan manager. Rhonda was very patient with me during the entire application process, if l had any questions, Rhonda was was quick to answer them. Rhonda...
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Very kind and straight forward. Kept up communication and let us know everything we needed. Highly recommend and would go through her again if we ever need to refinance again.
Reply from Joanie Neal
October 2nd, 2026 08:56 PM
Charles, I'm grateful for your kind words and recommendation. It's good to know that my straightforward communication helped you throughout the process. If you ever decide to refinance again, I'd be happy to assist through Lower.
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Her communication and helping answer questions and being very involved in taking care of our needs and requests.
Reply from Rhonda Holt
September 28th, 2026 08:20 PM
James, I'm pleased to know that my communication and involvement were helpful in addressing your needs and requests. Thank you for choosing Lower for your experience.
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Rhonda Holt is Exceptional, She is very professional, friendly and patient throughout our entire loan process. This loan closing was very smooth. Rhonda made the process easy for us, she was dedicated to our loan, she also very dependable,...
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Reply from Rhonda Holt
September 28th, 2026 01:47 PM
Bernice, I'm grateful for your kind words and pleased to hear that you found the loan process smooth and my support dependable. It was a pleasure assisting you and James with your home loan, and I'm glad I could help make your dream a reality....
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Joanie worked very well with me throughout the entire process of getting a mortgage. She also sang me a song when I closed :)
Reply from Joanie Neal
September 16th, 2026 09:23 PM
Thank you Levi! Definitely have to include the Happy Day Song!
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Excellent communication, seamless transaction! Highly recommend!
Reply from Joanie Neal
September 16th, 2026 09:23 PM
Thank you Brian!! :)
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Helpful and stayed on top of us to ensure we met deadlines!
Reply from Rhonda Holt
September 9th, 2026 01:57 PM
Laurel, I'm glad to hear that you found my assistance helpful in keeping everything on track. Thank you for sharing your experience!
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very friendly. Simple process. Great communication
Reply from Rhonda Holt
September 9th, 2026 01:09 PM
Carrie, I'm pleased to hear that you found the process simple and the communication great. Thank you for your kind words about my friendliness.
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Rhona did a great job explaining how everything works ! And what would occur next!
Reply from Rhonda Holt
September 9th, 2026 05:38 PM
Michael, I'm grateful for your feedback and pleased to know that my explanations were helpful. Thank you for taking the time to share your experience!
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the level of service Joanie neal provided was satisfactory ! Her knowledge in the industry was the biggest help when it came down to make the best decision possible .
Reply from Joanie Neal
September 8th, 2026 05:55 PM
Thank you for your kind words!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.