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Lower Mortgage, Gallatin, TN
Gallatin, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Jeff and his staff were organized and responsive. He was available to help even when problems arose that were not caused by his agency. Thank you!
Great guy, Professional, Friendly, Efficient.
Jeff was absolutely wonderful to work with throughout our home-buying process. He was always willing to talk through ideas with us, answer questions, and help us think through the best strategy for our family. What stood out most was how genuinely...
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Jeff is always upbeat, professional, and helpful. We wouldn't go anywhere else.
Jeff has just super positive energy that is amazing. It spreads to a person and lifts them up! He is always upbeat and made the whole process more wonderful than it is! He is highly professional, knowledgeable, personable, and efficient with...
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Reply from Jeff Stine - Mortgage Loan Advisor ...
November 4th, 2026 04:43 PM
Cindy, your words made my day! 😊 I really enjoyed getting to know you and Brian and being a part of your move to Tennessee. And I would love for us to become friends! Thank you for such a thoughtful review. I hope you both make wonderful memories...
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The ease of the process and the Ease of Communication during and after.
Reply from Jeff Stine - Mortgage Loan Advisor ...
November 3rd, 2026 12:22 AM
Thank you, Kellie! I really enjoyed working with you and I'm so glad you had a great experience. I appreciate you taking the time to share your kind words. I'm always here if you need anything! 😊
Jeff was great and effectively answered all my questions.
Reply from Jeff Stine
November 3rd, 2026 12:29 AM
Thank you, Cory! I really enjoyed getting to know you and Olivia and being a part of your move up in homes. I appreciate your kind words and hope you're both enjoying your new place! 😊
Jeff Stine - Mortgage Loan Advisor NMLS #171776 has received a review with 5 star rating from Brian B
Reply from Owner
November 4th, 2026 04:47 PM
Brian, thank you for the 5 stars! 😊 I really enjoyed getting to know you and Cindy and being a part of your move to Tennessee. I'm excited for you both and hope you're settling into your new home and enjoying everything the area has to offer....
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Jeff offered a good suggest to save us $$ beyond initial purchase by getting sellers to buy down loan by closing pts. rather than lower price of bome
Reply from Jeff Stine
November 3rd, 2026 12:35 AM
Thank you, Brian! I really enjoyed working with you and Cindy. I love finding ways to save people money, and I'm glad we could do that for you! I appreciate your kind words and hope you're both enjoying your new home! 😊
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.