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Lower - Gallatin, TN
Gallatin, TN
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Joanie worked very well with me throughout the entire process of getting a mortgage. She also sang me a song when I closed :)
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Excellent communication, seamless transaction! Highly recommend!
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Helpful and stayed on top of us to ensure we met deadlines!
Reply from Rhonda Holt
September 9th, 2026 01:57 PM
Laurel, I'm glad to hear that you found my assistance helpful in keeping everything on track. Thank you for sharing your experience!
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very friendly. Simple process. Great communication
Reply from Rhonda Holt
September 9th, 2026 01:09 PM
Carrie, I'm pleased to hear that you found the process simple and the communication great. Thank you for your kind words about my friendliness.
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Rhona did a great job explaining how everything works ! And what would occur next!
Reply from Rhonda Holt
September 9th, 2026 05:38 PM
Michael, I'm grateful for your feedback and pleased to know that my explanations were helpful. Thank you for taking the time to share your experience!
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the level of service Joanie neal provided was satisfactory ! Her knowledge in the industry was the biggest help when it came down to make the best decision possible .
Reply from Joanie Neal
September 8th, 2026 05:55 PM
Thank you for your kind words!!
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Help us with everytime when needed
Reply from Joanie Neal
September 8th, 2026 05:55 PM
Happy to help and hope you are enjoying your BEAUTIFUL home
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Joanie Neal and this team is a great team and wonderful to work with
I would recommend her to anyone who wants to buy a
house
Reply from Joanie Neal
August 31st, 2026 05:14 PM
Rodney, I appreciate your recommendation and am pleased to know that you found working with my team and me to be a wonderful experience. Thank you for your kind words!
You made it great McLean! The process was seemless, the closing documents and fees were in line and LOWER than originally quoted. That is always nice! Thank you fro your professionalism and time.
Reply from McLean Fowler
August 27th, 2026 03:48 PM
Chad, I'm glad to hear that the process went smoothly and that everything was in line with your expectations, even better on the fees! I appreciate your kind words and am thankful for the opportunity to assist you.
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Rhonda was very flexible and accommodating to our individual needs. She is highly effective and was able to just get things done so quickly.
Reply from Rhonda Holt
August 20th, 2026 04:27 PM
Elaine, I appreciate your kind words about my flexibility and effectiveness. I'm glad I could accommodate your needs and ensure everything was handled swiftly. If you need any further assistance, feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.