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Lower Mortgage, Gallatin, TN
Gallatin, TN

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
From initial contact and inquiries as we began to more serriouslynarrow down our future housing aims and finialy decided on a more conventional purchase of an existing house, Rhonda Holt was patient, knowledgable in provided information and...
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Reply from Rhonda Holt
July 2nd, 2026 04:00 PM
Sherri, I'm really grateful for your thoughtful review. It's nice to know that you found the process clear and the financing options well-presented. My team and I are pleased to have been a part of your home-buying journey. If you need any...
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Joanie's constant contact and communication made the purchase of our new home easy.
Reply from Joanie Neal
June 23rd, 2026 02:23 PM
Travis, I'm pleased to hear that my communication helped make your home purchase easy. Thank you for sharing your positive experience!
Stacey is a excellent person to work with, outstanding and he's good with people. He's always very helpful whenever asked.
Reply from Stacey DePriest
June 13th, 2026 02:06 PM
I'm grateful for your kind words, Juanita. I'm pleased to hear that you've found my assistance helpful and that I've been able to make your experience a positive one. Thank you for taking the time to share your thoughts!
Amazing communication. Made me feel like family!
Reply from Joanie Neal
June 16th, 2026 01:03 PM
Peyton, I appreciate your kind words about the communication. I'm glad I could make you feel like family during the process!
Fast and for the most part easy. answered every question with very fast respon times. Thanks!
Joanie is amazing and helped me a lot with everything
Reply from Joanie Neal
June 15th, 2026 01:28 PM
Jesse, I'm grateful for your kind words and happy to hear that I was able to help you with everything. Thank you for sharing your positive experience!
Joanie was extremely helpful, and knowledgeable theoughout the entire home buying process. She helped us prepare, went over our options, and answered any questions we had. Once we found our home, she made sure everyrhing was taken care of,...
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Reply from Joanie Neal
June 10th, 2026 03:36 PM
Garrett, I'm happy to hear that you found my assistance helpful and knowledgeable throughout your home buying journey. It's great to know that everything went smoothly and efficiently for you. Thank you for your kind words!
Joanie did a great job getting me approved for my hous!
Reply from Joanie Neal
June 8th, 2026 03:09 PM
Charles, I'm glad to hear that I was able to help you get approved for your house. Thank you for sharing your positive experience!
Fantastic experience from start to finish. McLean was knowledgeable, responsive, and genuinely invested in helping us get the best loan for our situation. He made the entire process easy and stress‑free. Highly recommend!
Reply from McLean Fowler
June 8th, 2026 01:47 PM
Tyler, I appreciate your kind words and am glad to hear about your positive experience. It's great to know that I could make the loan process easy and stress-free for you. Thank you for your recommendation!
Joanie and her partners were caring, attentive and flexible with my change of home offers. Joanie was quick to respond with updates and needed steps to complete my home purchase.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.