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Lower Mortgage, Duluth, GA
Duluth, GA

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Doug was recommended to me by my real estate agent. I had planned on getting multiple quotes but after I sat down with Doug I very quickly realized he was who I wanted to do business with. He and his team kept me informed the entire way and...
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Doug and his team at Acopia Home Loans were fantastic to work with! The process felt more relational than it did transactional which made the experience so much better to me. Doug took the time to get to know my me and my family and made walking...
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He helped us out all the way. When ever we had any questions he was able to answer them. He made sure all the paperwork was done and correct. Thank you for all your help and hard work.
Stephen is committed to providing not only excellent service, but also to ensuring the process of securing a mortgage is a positive one. His communications were very precise and expectations clear- which was much appreciated. I would definitely...
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Doug Richards is the Epitome Of Professionalism, Doug has a vast amount of knowledge in the mortgage/lending process. As a first time home buyer I was terrified of the process, initially the only contact with Doug was via phone/email/text ....
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Doug is extremely knowledgeable mortgage lender. His provided stellar service for my house mortgage in GA. He is always available for questions and makes the lending process so easy and stress free. I strongly recommend anyone who is house/mortgage...
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Doug and I have been working on getting my life dream come true and I couldn't have chose a better person to help me out on this journey.Doug have been there for any questions at any time 2 phone rings away. Not only he processed my loan but...
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Doug is absolutely the best there is! He took what can be a very stressful time and made it completely easy & headache-free. I have worked with him twice now and am again impressed and certain he is the only one I will ever use. He brings a...
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Doug was absolutely great and persistent in getting the loan done. I would recommend any and everyone to use Doug Richards if you are in need of a home loan and you want someone working with you on your side. Doug was awesome and i am so thankful...
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I've been working with Stephen for 2 years while we searched for a perfect home. He did many pre-quals and we finally found our home and closed quickly. Definitely a value added Lender.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.