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Lower Mortgage, Duluth, GA

Duluth, GA
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(317) 231-5514
Duluth, GA
https://www.lower.com/
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9 AM to 5 PM
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closed
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closed
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98%
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Reviews from Web
  • for
    Doug Richards
    Zillow
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    Jbohanan7
    Suwanee, GA
    Posted on August 10th, 2020 12:00 AM
    I can't say enough about Doug. He made the home buying process a breeze. I was a first time home buyer and he was there for me every step of the way. Couldn't be more professional. Highly recommend!
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    Doug Richards
    Zillow
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    Rachel M
    McDonough, GA
    Posted on August 5th, 2020 12:00 AM
    Before getting into the housing market, I’d heard several horror stories about the entire process. I was a bit nervous about getting into it because I knew I was on a tight deadline being that I wanted to get my children settled before school...
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    Doug Richards
    Zillow
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    Brittany S
    Woodstock, GA
    Posted on June 1st, 2020 12:00 AM
    Being first time home buyers we were scared and prepared to endure a stressful process from the beginning, but Doug put all our worries to rest!!! He was professional, easy to work with, honest, and he walked us through every step. And I mean...
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    Doug Richards
    Zillow
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    Zuser201409031453392
    Dallas, GA
    Posted on May 22nd, 2020 12:00 AM
    Doug was super attentive to my family's needs and maintained constant communication. He made the process easy and enjoyable. I highly recommend Acopia and Doug for their services.
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    Doug Richards
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    Cliff
    Cartersville, GA
    Posted on February 26th, 2020 12:00 AM
    Look no further than Doug Richards. Doug made the process very simple and was with me every step of the way. He assisted me with every question I had no matter the day or time. That goes a long way for me. What I thought was impossible was...
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    Doug Richards
    Zillow
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    Courtney Z
    Jonesboro, GA
    Posted on December 12th, 2019 12:00 AM
    We were scared and prepared to be stressful before the process begins, but Doug put all our worries to rest!!! He was professional, easy to work with, honest, worked hard for our deal, and he walked us through every step!! A lot of people say...
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    Doug Richards
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    Cathywalker79
    Lithia Springs, GA
    Posted on August 26th, 2019 12:00 AM
    Doug is a professional, consistent, helpful, patient and gets the job done. Doug always kept me up to date on all the moving parts that occur in a loan transaction. He was also helpful with answering questions. I had to reach out to him on...
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    Doug Richards
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    Mitchell V
    Alpharetta, GA
    Posted on July 18th, 2019 12:00 AM
    My wife and I were moving to Atlanta from New Jersey and had never bought a home before. We only had about 2 months to find a house and close and without Doug and the team at Acopia I don't know how we would have done it. Doug basically took...
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    Doug Richards
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    Michaelleewatson
    Woodstock, GA
    Posted on July 17th, 2019 12:00 AM
    Doug Richards is a high quality individual! This is the second time my wife and I used him, we went back to him because he is so good! Highly knowledgeable and very friendly and easy to be with. Went over everything in language we could understand...
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  • for
    Stephen Gowen - Team Acopia - Lower Mortgage
    Zillow
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    David M
    Buford, GA
    Posted on July 9th, 2019 12:00 AM
    Stephen did a fantastic job making my mortgage happen in just 2 weeks. He got me a great rate, was very responsive every step of the way. Stephen and his team guided us through the process step by step. I wouldn’t hesitate to recommend Stephen...
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Central Standard Time (CST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.