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Lower Mortgage, Dallas, TX
Dallas, TX
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The loan experience with Murdock is exceptional in every way. He is knowledgeable, kind and easy to communicate with. He is always adding a layer of hospitality and genuine care to his approach. I wouosnt trust anyone else to take care of me,...
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Reply from Murdock Richard
August 20th, 2026 07:01 PM
Thank you very much Vanessa. It has been a great pleasure working with you over the years especially watching how your family has grown. Thanks for keeping me up to date with the photos you share.
From start to finish (present at the closing table), Murdock got it done in style. We had a fast close and I am self employed, which has been difficult in the past with other loan officers.
Reply from Murdock Richard
August 19th, 2026 11:03 PM
Thanks for your comments. Your self-employment issue was not challenging. Your cooperation made the process simple. I can't take all of the credit. Again, thanks.
I have done 10 different transactions with Murdock over an almost 30 year period. He is smart, meticulous, positive, effective, ethical, loyal....Pick your positive adjective and you have Murdock Richard. I have never done a loan without Murdock...
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Reply from Murdock Richard
August 19th, 2026 11:10 PM
Wow Jake, I didn't quite expect such a response. I have been the one that has been blessed. In addition to your 10, your family has accounted almost for the same number. It wouldn't take many families like yours for me to be able sit back and...
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There is NOONE like Murdock! He listens, then advises. He manages to "mange" the underwrighting process and he pushes through any/every amount of underwrighting red-tape ... he gets my clients approved in days, not weeks! I have not purchased...
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Reply from Murdock Richard
August 17th, 2026 03:40 PM
Vicki, thanks for the resounding endorsement. Thanks for all of the former Dallas Cowboy cheerleaders like you that you have referred over the years in addition to your numerous customers. I really appreciate your recommendation. Coming from...
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Murdock made buying and selling of each of my homes a delight. I have worked with Murdock on 4 homes and would use him again. He is responsive, organized and very experienced. He took all the stress out of this significant transaction and helped...
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Reply from Murdock Richard
August 16th, 2026 09:29 PM
Jane, it has always been fun working with you. Keeping up with your wit and sarcasm forced me to be on the top of my game. I look forward to the next one. I will be ready. Thanks for your kind words.
Working with Murdock was a pleasure. He was always available to answer questions and to provide guidance. I would recommend him to any one.
Reply from Murdock Richard
August 15th, 2026 04:23 PM
Thank you. You were wonderful to work with especially given the contract and inspection challenges you faced. At I repeatedly said, things all work out and they did. I know you don't need an invitation, but you can call me with questions at...
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I have been a repeat client I've the past 27 years and Murdock Richard has always been very responsive on any questions, expert in his answers, and very prompt and efficient in achieving a great result for me. He is my "go to" expert on any...
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Reply from Murdock Richard
August 14th, 2026 07:01 PM
Thank you, Steve. It has been a pleasure working with you and Thea over the years as well as your son Phillip. I look foward to the next ones.
Murdock made it great. We have worked with him for years. I truly feel he is the best in the business. Craig Parker
Reply from Murdock Richard
August 14th, 2026 07:07 PM
Thank you. Each time that I had the opportunity to work with you and Laurie, it was always a pleasure. It has been fun watching Paige and Will grow. I am sorry that Paige did choose your alma mater for college because I know how loyal you are...
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Murdock has been our go-to "mortgage man" consistently for over 25 years. He has financed and refinanced our homes and our daughter's homes as well. He goes way beyond just getting us the best rate and mortgage. He cleaned up a credit issue...
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Reply from Murdock Richard
August 14th, 2026 04:12 PM
Thank you, Chris. I have enjoyed working with you and your family over the years as well. You and Debbie have been such loyal supporters. I also appreciate the referrals that you consistently sent my way. I look foward to the next one. Again,...
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Buying our home wasn't easy. As self-employed owners of two other properties, getting loan approval felt like an uphill battle - until our agent pointed us to Murdock Richard. From start to finish, Murdock guided us through every step with...
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Reply from Murdock Richard
July 22nd, 2026 02:08 PM
Thank you for your comments. You give me too much credit. You like so many borrowers are told that being self-employment makes obtaining financing is a significant challenge. The only difference is that a lender establishes and controls the...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.